618 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 618 E Main St, Epworth, IA 52045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 2008
Lot Size	0.223 acres (9,728 sqft)
Owner	2 Owner Names on File
Last Sale	$164,500 (May 2013)
Tax Bill	$3,030 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-301-032`

Property Details

APN / Parcel Number

Primary APN	`13-12-301-032`
Alternative APN	`1312301004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,566 sqft
Basement Area	1,566 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,728 sqft (0.223 acres)
Lot Dimensions	152 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	106 sqft
Deck Area	144 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	1312301004
Street Address	618 E MAIN ST
City	EPWORTH
State	IA
Zip	52045-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-4 BLOCK 3 EPWORTH ACRES;
Legal Subdivision	EPWORTH ACRES
Legal Block	3
Legal Lot Number	1-4 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1050
Census Tract	10202

Owner

The current owner of 618 E Main St bought it in May 2013.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Owner Names on File
Mailing Address	618 E MAIN ST, EPWORTH, IA 52045-9520
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2013 · Amount on File
Deed Sale	May 24, 2013 · Amount on File
Deed Document Number	0000138709
Deed Book / Page	13 / 8709
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	618 E MAIN ST, EPWORTH, IA 52045-9520
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007103
Date	Jul 26, 2023
Instrument	2023-00007103

Lender

Name	AIM CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	618 E MAIN ST, EPWORTH, IA 52045-9520
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017664
Date	Oct 25, 2021
Instrument	2021-00017664

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	618 E MAIN ST, EPWORTH, IA 52045-9520
Document Number	0000001362
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	618 E MAIN ST EPWORTH IA 520459520, EPWORTH, IA 52045-9520

Mortgage

Document Number	0000001362
Date	Feb 8, 2019
Instrument	1362

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002-2283

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 7, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Epworth City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,600 Land $31,000 Building $238,600	$269,600 Land $31,000 Building $238,600
2024	$3,030.00
2023		$247,100 (+17.61%) Land $31,000 Building $216,100	$247,100 Land $31,000 Building $216,100
2022	$3,004.00 Homeowner's exemption	$210,100 Land $31,010 Building $179,090
2021			$210,100 Land $31,010 Building $179,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPWORTH WATER SUPPLY serves 2,023 people · EPA ID IA3133033
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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