614 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 614 E Main St, Epworth, IA 52045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,223 sqft · built 2004
Lot Size	0.188 acres (8,208 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2025)
Tax Bill	$2,792 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-301-026`

Property Details

APN / Parcel Number

Primary APN	`13-12-301-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,223 sqft
Basement Area	1,223 sqft
Finished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,208 sqft (0.188 acres)
Lot Dimensions	152 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	614 E MAIN ST
City	EPWORTH
State	IA
Zip	52045-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-3 BLOCK 3 EPWORTH ACRES;
Legal Subdivision	EPWORTH ACRES
Legal Block	3
Legal Lot Number	1-3 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1050
Census Tract	10202

Owner

614 E Main St is owned and occupied by an individual who bought it in September 2025.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	614 E MAIN ST, EPWORTH, IA 52045-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Oct 26, 2017	Warranty Deed, Transfer DUBUQUE BK&TR
Oct 24, 2017	Deed of Trust, Mortgage · Conventional with PMI DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Oct 26, 2017
Deed Document Number	2025-00010172
Record Updated	Jun 7, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 23, 2025
Property Address	614 E MAIN ST, EPWORTH, IA 52045-9520
Document Number	0000010172
Instrument Date	Sep 17, 2025
Instrument	2025-00010172
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 E MAIN ST, EPWORTH, IA 52045-9520

Mortgage

Document Number	0000010173
Date	Sep 23, 2025
Instrument	2025-00010173

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	614 E MAIN ST, EPWORTH, IA 52045-9520
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004330
Date	Apr 4, 2022
Instrument	2022-00004330

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	EPWORTH, IA 52045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 26, 2017
Property Address	614 E MAIN ST, EPWORTH, IA 52045-9520
Document Number	0000013341
Instrument Date	Oct 24, 2017
Instrument	13341
Transaction Type	Transfer
Record Updated	Feb 26, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 E MAIN ST EPWORTH IA 520459520, EPWORTH, IA 52045-9520

Mortgage

Document Number	13342
Date	Oct 26, 2017
Instrument	13342

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	614 E MAIN ST, EPWORTH, IA 52045-9520
Document Number	0000002471
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002471
Date	Mar 12, 2018
Instrument	2471

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Epworth City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,700 Land $26,200 Building $203,500	$229,700 Land $26,200 Building $203,500
2024	$2,792.00
2023		$210,600 (+18.47%) Land $26,200 Building $184,400	$210,600 Land $26,200 Building $184,400
2022	$2,700.00	$177,770 Land $26,160 Building $151,610
2021			$177,770 Land $26,160 Building $151,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPWORTH WATER SUPPLY serves 2,023 people · EPA ID IA3133033
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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