Santa Barbara County property record for 620 E Cota St, Santa Barbara, CA 93103
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 928 sqft · built 1987 |
| Lot Size | 0.021 acres (916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Mar 2019) |
| Tax Bill | $6,264 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 031-470-005 |
| Primary APN | 031-470-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 928 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Lot Area | 916 sqft (0.021 acres) |
| Street Address | 620 E COTA ST |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93103-3166 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CM |
| Legal Subdivision | SANTA BARBARA |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 801 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 E COTA ST, SANTA BARBARA, CA 93103-3166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Mar 8, 2019 | Grant Deed, Transfer · Conventional with PMI UNIVERSITY/CA HM LN PROGRAM CO |
| Mar 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN RIVIERA BK |
| Apr 4, 2018 | Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Prior Sale | Jan 23, 2013 · Amount on Record |
| Deed Document Number | 20199033 |
| Prior Transfer Date | Mar 22, 2018 |
| Prior Transfer Doc | 0000013258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 620 E COTA ST, SANTA BARBARA, CA 93103-3166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6920 E COTA ST, SANTA BARBARA, CA 93103 |
| Document Number | 0000013696 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022-0013696 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Mar 8, 2019 |
| Property Address | 620 E COTA ST, SANTA BARBARA, CA 93103-3166 |
| Document Number | 0000009033 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 9033 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 E COTA ST SANTA BARBARA CA 931033166, SANTA BARBARA, CA 93103-3166 |
| Document Number | 9034 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 9034 |
| Name | UNIVERSITY/CA HM LN PROGRAM CO |
|---|---|
| Address | OAKLAND, CA 94607-5200 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 620 E COTA ST, SANTA BARBARA, CA 93103-3166 |
| Document Number | 0000013259 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 833 VIA GRANADA SANTA BARBARA CA 931031717, SANTA BARBARA, CA 93103-1717 |
| Document Number | 0000013259 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 13259 |
| Name | AMERICAN RIVIERA BK |
|---|---|
| Type | Bank |
| Address | SANTA BARBARA, CA 93101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 4, 2018 |
| Property Address | 620 E COTA ST, SANTA BARBARA, CA 93103-3166 |
| Document Number | 0000013258 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 13258 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 833 VIA GRANADA SANTA BARBARA CA 931031717, SANTA BARBARA, CA 93103-1717 |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $608,734 (+2%) Land $301,523 Building $307,211 | |
| 2025 | $6,264.00 (+3.69%) Homeowner's exemption Additional exemption filed | $596,799 (+4.04%) Land $295,611 Building $301,188 |
| 2023 | $6,041.00 (+1.79%) Homeowner's exemption Additional exemption filed | $573,627 Land $284,133 Building $289,494 |
| 2022 | $5,935.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 8 (1995–2023) |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.
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