610 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 610 E Cota St, Santa Barbara, CA 93103

Property Summary

Property TypeCondominium Offices
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (Oct 2018)
Tax Bill$9,025 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2018 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN031-470-001

Property Details

APN / Parcel Number

Primary APN031-470-001
Alternative APN
  • 03147001

Exterior

Lot Area1,307 sqft (0.03 acres)

Location & Zoning

Street Address610 E COTA ST
CitySANTA BARBARA
StateCA
Zip93103-3166
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Local Zoning CodeCM
Legal DescriptionPARCEL MAPS 41 PG 1,
Legal Lot Number1
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group1
Census Block1015
Census Tract801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address610 E COTA ST, SANTA BARBARA, CA 93103-3166
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN RIVIERA BANK
Oct 5, 2018Grant Deed, Transfer · Commercial Mortgage
AMERICAN RIVIERA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2018 · Amount on Record
Deed SaleOct 5, 2018 · Amount on Record
Deed Document Number201842758
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address610 E COTA ST, SANTA BARBARA, CA 93103-3166
Transaction TypeMortgage
Record UpdatedApr 19, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 E COTA ST, SANTA BARBARA, CA 93103-3166

Mortgage

Document Number0000010545
DateApr 10, 2024
Instrument2024-0010545
Lender
NameAMERICAN RIVIERA BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateOct 5, 2018
Property Address610 E COTA ST, SANTA BARBARA, CA 93103-3166
Document Number0000042758
Map ReferenceMB41 PG1&2
Instrument DateOct 4, 2018
Instrument2018-0042758
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 E COTA ST, SANTA BARBARA, CA 93103-3166

Mortgage

Document Number0000042759
DateOct 5, 2018
Instrument2018-0042759
Lender
NameAMERICAN RIVIERA BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$864,744 (+2%) Land $375,481 Building $489,263
2025$9,025.00 (+3.64%)$847,789 (+4.04%) Land $368,119 Building $479,670
2023$8,708.00 (+1.76%)$814,870 Land $353,825 Building $461,045
2022$8,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims8 (1995–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Cox Communications, Frontier, GeoLinks, Verizon.

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