716 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 716 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone AH (high risk)
APN	`031-231-004`

Property Details

APN / Parcel Number

Primary APN	`031-231-004`
Alternative APN	`03123104`

Exterior

Architectural Style	Duplex Single
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	716 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	LOT 33 BLK 222
Legal Subdivision	SANTA BARBARA
Legal Block	222
Legal Lot Number	33
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1005
Census Tract	801

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	173 VALDIVIA DR, SANTA BARBARA, CA 93110-1726
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 12, 2024	Intrafamily Transfer, Transfer
Sep 8, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 8, 2023
Transfer Doc	0000007402
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	716 E COTA ST, SANTA BARBARA, CA 93103-3106
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VALDIVIA DR, SANTA BARBARA, CA 93110-1726

Mortgage

Document Number	0000040978
Date	Dec 30, 2025
Instrument	2025-0040978

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 12, 2024
Property Address	716 E COTA ST, SANTA BARBARA, CA 93103-3106
Document Number	0000007402
Map Reference	MB 1 PG 4
Instrument Date	Dec 8, 2023
Instrument	2024-0007402
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	173 VALDIVIA DR, SANTA BARBARA, CA 93110-1726

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 8, 2020
Property Address	716 E COTA ST, SANTA BARBARA, CA 93103-3106
Document Number	0000048029
Instrument Date	Sep 3, 2020
Instrument	48029
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 VALDIVIA DR SANTA BARBARA CA 931101726, SANTA BARBARA, CA 93110-1726

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$251,192 (+2%) Land $202,396 Building $48,796
2025	$2,646.00 (+3.68%)	$246,268 (+4.04%) Land $198,428 Building $47,840
2023	$2,552.00 (+1.75%)	$236,707 Land $190,724 Building $45,983
2022	$2,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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