Ocean County and Jackson Township property record for 591 Derose Ln, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,943 sqft · built 2004 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,325,000 (Jul 2022) |
| Tax Bill | $19,381 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01001-0000-00086 |
| Primary APN | 12-01001-0000-00086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,943 sqft Living Area |
| Gross Area | 6,453 sqft |
| Basement Area | 2,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 44,431 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 120013200000000306 |
|---|---|
| Street Address | 591 DEROSE LN |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 1.02 AC |
| Legal Subdivision | PINE HILL ESTATES |
| Legal Block | 1001 |
| Legal Lot Number | 86 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 717101 |
Source: Ocean County and Jackson Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 591 DEROSE LN, FREEHOLD, NJ 07728-9235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2012 · Amount on Record |
| Deed Document Number | 202284285 |
| Deed Book / Page | 19116 / 628 |
| Prior Transfer Date | Oct 25, 2014 |
| Prior Transfer Doc | 0159321570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 28, 2022 |
| Property Address | 591 DEROSE LN, FREEHOLD, NJ 07728-9235 |
| Document Number | 0191160628 |
| Book / Page | 19116 / 628 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022084285 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 COOPER LANE #101101, 3333, LONG BRANCH, NJ 07740 |
| Name | Verified Name |
|---|---|
| Address | 591 DEROSE LANE, JACKSON, NJ 08527 |
| Document Number | 2022084286 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022084286 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 591 DEROSE LN, FREEHOLD, NJ 07728-9235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0182231386 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 18223/1386 |
| Instrument | 2020156613 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,307,800 (+0.75%) Land $294,000 Building $1,013,800 | $1,307,800 (+0.75%) Land $294,000 Building $1,013,800 | |
| 2025 | $19,381.00 (+2.79%) | $1,298,100 (+88.57%) Land $294,000 Building $1,004,100 | $1,298,100 (+88.57%) Land $294,000 Building $1,004,100 |
| 2024 | $18,855.00 (+6.04%) | ||
| 2023 | $688,400 Land $120,100 Building $568,300 | $688,400 Land $120,100 Building $568,300 | |
| 2022 | $17,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 72% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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