581 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 581 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,398 sqft · built 1987
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Company Names on Record
Last Sale	$1,035,000 (Jan 2025)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-16-00-017`

Property Details

APN / Parcel Number

Primary APN	`596-16-00-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,398 sqft Living Area
1st Floor Area	1,070 sqft
Upper Floors Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Lot Dimensions	300 ft deep x 215 ft wide
Terrain	High
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Deck Area	90 sqft
Patio Area	856 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	581 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH DESCRIPTION -LOT 101 SECTION ONE
Legal Subdivision	COMMONWEALTH
Legal Lot Number	101
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

Source: Charleston County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	581 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Deed Book / Page	1289 / 291
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 8, 2026
Property Address	581 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0000056456
Book / Page	1414 / 652
Instrument Date	Aug 25, 2026
Instrument	202656456
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	581 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 8, 2026
Property Address	581 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0000056457
Book / Page	1414 / 653
Instrument Date	Aug 25, 2026
Instrument	202656457
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	581 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	581 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09780955
Date	Apr 6, 2021
Book Page	978/955

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,881.00 (+117.42%)	$1,035,000 (+5,838.04%) Land $450,000 Building $585,000	$1,035,000 (+137.6%) Land $450,000 Building $585,000
2024	$1,785.00 (+9.38%)	$17,430 (-)
2022	$1,632.00	$17,430	$435,600 (-) Land $205,900 Building $229,700
2020			$435,600 Land $205,900 Building $229,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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