620 Central Ave N, Milaca, MN 56353 Property Records

Mille Lacs County property record for 620 Central Ave N, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.339 acres (14,766 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Feb 2019)
Tax Bill	$6,520 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0220`

Property Details

APN / Parcel Number

Primary APN	`21-360-0220`

Exterior

Lot Area	14,766 sqft (0.339 acres)

Location & Zoning

Street Address	620 CENTRAL AVE N
City	MILACA
State	MN
Zip	56353-1777
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 18, 19 & 20 BLK 3 EX N 5 FT
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	3
Legal Lot Number	18-20
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3023
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 21-360-0220

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	46 33RD AVE N, SAINT CLOUD, MN 56303-4144
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2019 · Amount on Record
Deed Sale	Feb 01, 2019 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	2019410200
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 01, 2019
Property Address	620 CENTRAL AVE N, MILACA, MN 56353-1777
Document Number	000A410200
Instrument Date	Jan 30, 2019
Instrument	A410200
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 33RD AVE N, SAINT CLOUD, MN 56303-4144

Mortgage

Document Number	000A410201
Date	Feb 01, 2019
Instrument	A410201

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 05, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,520.00 (+39.38%)
2025		$261,400 (+20.91%) Land $43,200 Building $218,200	$261,400 (+20.91%) Land $43,200 Building $218,200
2023	$4,678.00	$216,200 Land $39,600 Building $176,600	$216,200 Land $39,600 Building $176,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Benton Cooperative Telephone Company	Cable	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Cooperative Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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