Mille Lacs County property record for 555 Central Ave N, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 989 sqft · built 1935 |
| Lot Size | 0.219 acres (9,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jan 2025) |
| Tax Bill | $2,478 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-440-0060 |
| Primary APN | 21-440-0060 |
|---|
| Building Area | 989 sqft Total Area |
|---|
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 9,568 sqft (0.219 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 555 CENTRAL AVE N |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | JENSON'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 170500 |
555 Central Ave N is owned and occupied by two individuals who bought it in January 2025.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 CENTRAL AVE N, MILACA, MN 56353-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONNEXUS CU |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jun 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Jun 9, 2020 · Amount on File |
| Deed Document Number | 2025444351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 555 CENTRAL AVE N, MILACA, MN 56353-1541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 555 CENTRAL AVE N, MILACA, MN 56353-1541 |
| Document Number | 000A437728 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | A437728 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 555 CENTRAL AVE N, MILACA, MN 56353-1541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | A417485 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | A417485 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 9, 2020 |
| Property Address | 555 CENTRAL AVE N, MILACA, MN 56353-1541 |
| Document Number | A417484 |
| Instrument Date | Jun 8, 2020 |
| Instrument | A417484 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 555 CENTRAL AVE N, MILACA, MN 56353-1541 |
| Document Number | 000A417485 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | A417485 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 555 Central Ave N was $2,478.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,478.00 | $209,400 (+2.15%) Land $36,000 Building $173,400 | $209,400 (+2.15%) Land $36,000 Building $173,400 |
| 2025 | $205,000 Land $32,000 Building $173,000 | $205,000 Land $32,000 Building $173,000 | |
| 2023 | $2,036.00 | $172,700 Land $28,000 Building $144,700 | $172,700 Land $28,000 Building $144,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Central Ave N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Central Ave N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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