Mille Lacs County property record for 560 Central Ave N, Milaca, MN 56353
| Property Type | Commercial |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Dec 2023) |
| Tax Bill | $4,242 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-025-3300 |
| Primary APN | 21-025-3300 |
|---|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|---|
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Street Address | 560 CENTRAL AVE N |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1542 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CITY OF MILACA - BEG AT A PT OF INTER OF S LINE OF ELM ST(6TH ST NW) & W LINE OF HILL SIDE(CENTRAL AV) W'LY ALONG S LINE OF 6 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 560 CENTRAL AVE N, MILACA, MN 56353-1542 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FRANDSEN BANK & TRUST |
| Dec 7, 2023 | Warranty Deed, Transfer · Commercial Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Deed Document Number | 2023439052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 560 CENTRAL AVE N, MILACA, MN 56353-1542 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | ATD TITLE LLC, AT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000A449525 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | A449525 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FOLEY, MN 56329 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 7, 2023 |
| Property Address | 560 CENTRAL AVE N, MILACA, MN 56353-1542 |
| Document Number | 000A439052 |
| Instrument Date | Dec 4, 2023 |
| Instrument | A439052 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 CENTRAL AVE N, MILACA, MN 56353-1542 |
| Document Number | 000A439053 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | A439053 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,242.00 (+37.28%) | $210,300 (+10.98%) Land $50,900 Building $159,400 | $210,300 (+10.98%) Land $50,900 Building $159,400 |
| 2025 | $3,090.00 (+12.86%) | $189,500 (+28.56%) Land $38,200 Building $151,300 | $189,500 (+28.56%) Land $38,200 Building $151,300 |
| 2023 | $2,738.00 | $147,400 Land $33,900 Building $113,500 | $147,400 Land $33,900 Building $113,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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