620 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 620 Addison St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,480 sqft · built 1950
Lot Size	0.176 acres (7,677 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Dec 2021)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-227-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-227-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,480 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,677 sqft (0.176 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	620 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKSIDE ADDN LOT 11 BLOCK 1
Legal Subdivision	PARKSIDE ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851400

Owner

Source: Kane County records · APN 06-13-227-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 ADDISON ST, ELGIN, IL 60120-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2021 · Amount on Record
Deed Sale	Dec 09, 2021 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	202191496
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 09, 2021
Property Address	620 ADDISON ST, ELGIN, IL 60120-4402
Document Number	0000091496
Instrument Date	Nov 12, 2021
Instrument	2021K091496
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 ADDISON ST, ELGIN, IL 60120-4402

Mortgage

Document Number	0000091497
Date	Dec 09, 2021
Instrument	2021K091497

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,145.00 (+15.81%) Homeowner's exemption
2024		$81,568 (+21.4%) Land $15,901 Building $65,667	$244,802 (+21.44%) Land $47,722 Building $197,080
2022	$5,306.00 (+4.68%) Homeowner's exemption	$67,192 (+6.96%) Land $13,098 Building $54,094	$201,576 (+6.96%) Land $39,294 Building $162,282
2021	$5,069.00 Homeowner's exemption	$62,820 Land $12,246 Building $50,574	$188,460 Land $36,738 Building $151,722

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.