Kane County property record for 630 Addison St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1988 |
| Lot Size | 0.178 acres (7,772 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Apr 2024) |
| Tax Bill | $7,188 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-227-014 |
| Primary APN | 06-13-227-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 7,772 sqft (0.178 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 630 ADDISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKSIDE ADDN LOT 9 BLOCK 1 |
| Legal Subdivision | PARKSIDE ADDN |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 630 ADDISON ST, ELGIN, IL 60120-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on Record |
| Deed Sale | Apr 1, 2024 · Amount on Record |
| Prior Sale | Mar 22, 2000 · Amount on Record |
| Deed Document Number | 202410438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 1, 2024 |
| Property Address | 630 ADDISON ST, ELGIN, IL 60120-4402 |
| Document Number | 0000010438 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024K010438 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 630 ADDISON ST, ELGIN, IL 60120-4402 |
| Document Number | 0000010440 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024K010440 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,188.00 (+15.84%) | $102,225 (+8.57%) Land $17,264 Building $84,961 | $306,798 (+8.57%) Land $51,813 Building $254,985 |
| 2024 | $94,156 (+21.4%) Land $15,901 Building $78,255 | $282,581 (+21.44%) Land $47,722 Building $234,859 | |
| 2022 | $6,205.00 (+4.57%) Homeowner's exemption | $77,561 (+6.96%) Land $13,098 Building $64,463 | $232,683 (+6.96%) Land $39,294 Building $193,389 |
| 2021 | $5,934.00 Homeowner's exemption | $72,514 Land $12,246 Building $60,268 | $217,542 Land $36,738 Building $180,804 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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