573 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 573 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1890
Lot Size	0.14 acres (6,096 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Feb 2023)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-211-007`

Property Details

APN / Parcel Number

Primary APN	`06-13-211-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,070 sqft Living Area
Gross Area	1,724 sqft
Basement Area	654 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	6,096 sqft (0.14 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	573 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & WALDRONS 3RD ADDN EAST 1/2 LOT 9 BLOCK 4
Legal Subdivision	GROTE&WALDRONS 3RD ADDN
Legal Block	4
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	573 ADDISON ST, ELGIN, IL 60120-4436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	20235457
Prior Transfer Date	Nov 4, 1998
Prior Transfer Doc	0000077455
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Feb 22, 2023
Property Address	573 ADDISON ST, ELGIN, IL 60120-4436
Document Number	0000005457
Instrument Date	Feb 13, 2023
Instrument	2023K005457
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 ADDISON ST, ELGIN, IL 60120-4436

Mortgage

Document Number	0000005458
Date	Feb 22, 2023
Instrument	2023K005458

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,251.00 (+1.41%)	$63,731 (+8.57%) Land $12,336 Building $51,395	$191,270 (+8.57%) Land $37,023 Building $154,247
2024		$58,700 (+21.39%) Land $11,362 Building $47,338	$176,170 (+21.44%) Land $34,100 Building $142,071
2022	$4,192.00 (+3.94%)	$48,355 (+6.96%) Land $9,360 Building $38,995	$145,065 (+6.96%) Land $28,080 Building $116,985
2021	$4,033.00	$45,209 Land $8,751 Building $36,458	$135,627 Land $26,253 Building $109,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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