Jersey County property record for 70 Mill St, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 1,265 sqft · built 1880 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2025) |
| Tax Bill | $4,315 (2025) |
| Deeds & Mortgages | Oct 2025 Foreclosure Jun 2021 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-416-005-00 |
| Primary APN | 01-416-005-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,265 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 70 ft deep x 160 ft wide |
| Account Number | 416-005-00 |
|---|---|
| Street Address | 70 MILL ST |
| City | ELSAH |
| State | IL |
| Zip | 62028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF ELSAH LOTS 5, 6, 7 & 8 BLK 16 5-21 185K, 11-19 160K, 1-18 40K 1880 1STY/CRAWL 1265SQ 160X70AV LOT |
| Legal Block | 16 |
| Legal Lot Number | 5-8 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elsah Historic District listed 1973 · 48 contributing resources · NRIS 73000706 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
70 Mill St is owned by an individual who bought it in October 2025.
Source: Jersey County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 GRAFTON HILLS DR, GRAFTON, IL 62037-1227 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Jun 21, 2021 | Warranty Deed, Transfer |
| Dec 3, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK |
| Jan 11, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 2025178232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Oct 14, 2025 |
| Property Address | 70 MILL ST, ELSAH, IL 62028 |
| Document Number | 202500178232 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 202500178232 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jun 21, 2021 |
| Property Address | 70 MILL ST, ELSAH, IL 62028 |
| Document Number | 202100164632 |
| Instrument Date | May 18, 2021 |
| Instrument | 202100164632 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Dec 3, 2019 |
| Property Address | 70 MILL ST, ELSAH, IL 62028 |
| Document Number | 201900158160 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 201900158160 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 NESS SCHOOL RD, BUNKER HILL, IL 62014-2955 |
| Document Number | 201900158161 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 201900158161 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 201900158160 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 201900158160 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jan 11, 2018 |
| Property Address | 70 MILL ST, ELSAH, IL 62028 |
| Document Number | 2093/120 |
| Book / Page | 2093 / 120 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 201800151792 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24252 OLD BARN LN, JERSEYVILLE, IL 62052-6004 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 70 Mill St was $4,315, down 1.4% from the year before.
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,315.00 (-1.44%) | $66,455 (+1.5%) Land $17,225 Building $49,230 | $199,365 (+1.5%) Land $51,675 Building $147,690 |
| 2024 | $4,378.00 | $65,470 Land $16,970 Building $48,500 | $196,410 Land $50,910 Building $145,500 |
| 2022 | $2,655.00 | $36,240 Land $14,415 Building $21,825 | $108,720 Land $43,245 Building $65,475 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 70 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 12 of 229 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 70 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless · Fiber in parts of the area | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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