43 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 43 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,396 sqft · built 2019
Lot Size	0.072 acres (3,136 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Jun 2026)
Tax Bill	$9,216 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2023 Sale + 8 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00A-0020`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00A-0020`
Alternative APNs	`30-221-42631-00A-0020` `1085707`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,396 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	642 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	63 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	244 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	114 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 2 BLK A HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3102-86 OR 3133-1381 OR 3194-4977 OR 3206-4523 OR 3278-217 OR 3282-4424
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	A
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

43 Ciboney St is owned by two individuals who bought it in June 2026.

Source: Walton County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7622 PINEWILD RD, SEVEN VALLEYS, PA 17360-9164
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
Mar 10, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CASTLE MORTGAGE CORP
Jul 13, 2021	Warranty Deed, Transfer BRIGHT LINE TITLE LLC
Apr 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 27, 2019	Loan Modification, Mortgage US BK
Feb 14, 2020	Correction Deed SETCO SERVICES LLC, SETCO SVCS LLC
Apr 10, 2019	Warranty Deed, Transfer · ARM US BANK NA
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	202622349
Deed Book / Page	3400 / 1841
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 2, 2026
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0000022349
Book / Page	3400 / 1841
Instrument Date	May 26, 2026
Instrument	202622349
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	BEACH LAND AND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7622 PINEWILD RD, SEVEN VALLEYS, PA 17360-9164

Mortgage

Document Number	0000022350,
Date	Jun 2, 2026
Book Page	3400/1843
Instrument	202622350

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2023
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032824424
Book / Page	3282 / 4424
Map Reference	MB 20 PG 22
Instrument Date	Mar 9, 2023
Instrument	20230008221
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,079.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6406 RIDGELINE DR, HUDSON, OH 44236-5542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 RIDGELINE DR, HUDSON, OH 44236-5542

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2023
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032780217
Book / Page	3278 / 217
Map Reference	MB 20 PG 22
Instrument Date	Jan 12, 2023
Instrument	20230001406
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4567 OGLETHORPE LOOP NW, ACWORTH, GA 30101-9545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 RIDGELINE DR, HUDSON, OH 44236-5542

Mortgage

Document Number	0003278219
Date	Jan 12, 2023
Instrument	3278/219

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4567 OGLETHORPE LOOP NW, ACWORTH, GA 30101-9545

Mortgage

Document Number	0032530089
Date	May 19, 2022
Book Page	3253/89
Instrument	20220023942

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 13, 2021
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032064523
Book / Page	3206 / 4523
Map Reference	MB 20 PG 22
Instrument Date	Jun 29, 2021
Instrument	20210035054
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	294 GAMBLE AVE, 294, MARYVILLE, TN 37801-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 28, 2021
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031944977
Book / Page	3194 / 4977
Map Reference	MB 20 PG 22
Instrument Date	Apr 21, 2021
Instrument	20210020688
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,542.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	294 GAMBLE AVE, 294, MARYVILLE, TN 37801-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 SELBY LN, KNOXVILLE, TN 37922-8538

Mortgage

Document Number	31944979
Date	Apr 28, 2021
Instrument	3194/4979

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031331387
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	294 GAMBLE AVE MARYVILLE TN 378014943, MARYVILLE, TN 37801-4943

Mortgage

Document Number	0031331387
Date	Feb 14, 2020
Book Page	003133/001387
Instrument	5371

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2020
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031331381
Book / Page	003133 / 001381
Instrument Date	Nov 22, 2019
Instrument	5369
Record Updated	Mar 11, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	294 GAMBLE AVE MARYVILLE TN 378014943, MARYVILLE, TN 37801-4943

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 10, 2019
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031020086
Book / Page	3102 / 0086
Map Reference	MB 20 PG 5
Instrument Date	Apr 4, 2019
Instrument	20190010916
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 GAMBLE AVE, MARYVILLE, TN 37801-4943

Mortgage

Document Number	20190010918
Date	Apr 10, 2019
Instrument	20190010918

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	43 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 43 Ciboney St was $9,216, down 1.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,216.00 (-1.08%)	$1,020,052 Land $135,000 Building $885,052	$1,020,052 Land $135,000 Building $885,052
2024	$9,317.00 (+2.51%)
2023	$9,089.00 (+8.24%)	$1,004,344 (+10.84%) Land $110,376 Building $893,968	$1,004,344 (+10.84%) Land $110,376 Building $893,968
2022	$8,397.00	$906,117 Land $122,517 Building $783,600	$906,117 Land $122,517 Building $783,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Ciboney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

Nearby Properties on Ciboney St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures