62 12th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 62 12th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.259 acres (11,283 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Aug 2021)
Tax Bill	$2,582 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.01108.00`

Property Details

APN / Parcel Number

Primary APN	`17.01108.00`

Exterior

Lot Area	11,283 sqft (0.259 acres)

Location & Zoning

Street Address	62 12TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-006 BLOCK-002 S 112.9 FT
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EASTERN PARK ADDN TO ST CLOUD
Legal Block	2
Legal Lot Number	6
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 18, 2018	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Dec 18, 2018
Deed Document Number	2021454660
Prior Transfer Date	Dec 5, 2018
Prior Transfer Doc	0000433335
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 17, 2021
Property Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918
Document Number	454660
Instrument Date	Aug 13, 2021
Instrument	454660
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918

Mortgage

Document Number	454661
Date	Aug 17, 2021
Instrument	454661

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445198
Date	Aug 18, 2020
Instrument	445198

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jun 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	436769
Date	Jul 2, 2019
Instrument	436769

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Dec 18, 2018
Property Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918
Document Number	433335
Instrument Date	Dec 5, 2018
Instrument	433335
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 12TH AVE NE, SAINT CLOUD, MN 56304-0918

Mortgage

Document Number	433336
Date	Dec 18, 2018
Instrument	433336

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00 (+29.88%) Homeowner's exemption	$206,300 (+14.42%) Land $30,000 Building $176,300	$206,300 (+14.42%) Land $30,000 Building $176,300
2023	$1,988.00	$180,300 Land $30,000 Building $150,300	$180,300 Land $30,000 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

62 12th Ave NE, Saint Cloud, MN 56304 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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