619 Vinta Mill Rd, Prospect, TN 38477 Property Records

Giles County property record for 619 Vinta Mill Rd, Prospect, TN 38477

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2018
Lot Size	4.92 acres (214,751 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2021)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Feb 2021 Sale & Line of Credit Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028142 02502`

Property Details

APN / Parcel Number

Primary APN	`028142 02502`
Alternative APN	`142 02502`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,008 sqft
Attic Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	214,751 sqft (4.92 acres)
Terrain	Rolling
Garage Type	Mixed
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	412 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	619 VINTA MILL RD
City	PROSPECT
State	TN
Zip	38477-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1104
Census Tract	920800

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Warranty Deed, Transfer · Line of Credit NORTH ALABAMA BANK
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FNB BANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH ALABAMA BANK
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit NORTH ALABAMA BK
Feb 21, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage FNB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	21130701
Deed Book / Page	D388 / 449
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Feb 12, 2021
Property Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000130701
Book / Page	D388 / 449
Instrument Date	Feb 10, 2021
Instrument	21130701
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601

Mortgage

Document Number	0000130702
Date	Feb 12, 2021
Instrument	21130702

Lender

Name	NORTH ALABAMA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117440
Date	Jul 9, 2018
Book Page	DT569/338
Instrument	18117440

Lender

Name	FNB BANK
Type	Bank
Address	SCOTTSBORO, AL 35768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TERRA TTL & CLOSING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124389
Date	Dec 2, 2019
Book Page	DT589/237
Instrument	19124389

Lender

Name	NORTH ALABAMA BANK
Type	Bank
Address	HAZEL GREEN, AL 35750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000120161
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000120161
Date	Jan 18, 2019
Book Page	000576/000713
Instrument	120161

Lender

Name	NORTH ALABAMA BK
Type	Bank
Address	HAZEL GREEN, AL 35750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2024

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Feb 21, 2018
Property Address	619 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000115631
Book / Page	000374 / 000937
Instrument Date	Feb 15, 2018
Instrument	115631
Transaction Type	Construction Loan
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	619 VINTA MILL RD PROSPECT TN 384776601, PROSPECT, TN 38477-6601

Mortgage

Document Number	115632
Date	Feb 21, 2018
Book Page	000564/000323
Instrument	115632

Lender

Name	FNB BK
Type	Bank
Address	SCOTTSBORO, AL 35768

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00 (+15.98%)	$50,075 (-) Land $12,200 Building $37,875
2024	$995.00 (+49.4%)	$50,075 (+49.25%) Land $12,200 Building $37,875
2023	$666.00	$33,550 (-) Land $12,200 Building $21,350
2022	$666.00	$33,550 Land $12,200 Building $21,350	$200,300 Land $48,800 Building $151,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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