432 Vinta Mill Rd, Prospect, TN 38477 Property Records

Giles County property record for 432 Vinta Mill Rd, Prospect, TN 38477

Property Summary

Property TypeRural Home
Details2 ba · 1,568 sqft · built 1972
Lot Size29.6 acres (1,289,376 sqft)
Owner2 Individual Names on File
Last Sale$96,000 (Jul 1991)
Tax Bill$878 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028142 02400

Property Details

APN / Parcel Number

Primary APN028142 02400
Alternative APN
  • 142 02400

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,289,376 sqft (29.6 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area85 sqft
Utility Building288 sqft
Pole Barn1,040 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address432 VINTA MILL RD
CityPROSPECT
StateTN
Zip38477-6600
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 09, COUNTY AREA: R01
JurisdictionGILES TN
Township / Civil Division1
Census Block Group1
Census Block1105
Census Tract920800

Owner

432 Vinta Mill Rd, a rural home, is owned and occupied by two individuals who bought it in July 1991.

Source: Giles County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 29, ELKTON, TN 38455-0029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 1991 · Amount on File
Deed SaleJul 11, 1991 · Amount on File
Deed Document Number0000025780
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address432 VINTA MILL RD, PROSPECT, TN 38477-6600
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125405
DateFeb 18, 2020
Book PageDT592/258
Instrument20125405
Lender
NameFNB BANK
TypeBank
Address35738
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 432 Vinta Mill Rd was $878 with an additional exemption, up 16.1% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$878.00 (+16.14%) Additional exemption filed$38,075 (-) Land $10,550 Building $27,525
2024$756.00 Additional exemption filed$38,075 (-) Land $10,550 Building $27,525
2023$756.00 Additional exemption filed$38,075 (-) Land $10,550 Building $27,525
2022$756.00$38,075 Land $10,550 Building $27,525$239,500 Land $129,400 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Vinta Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Vinta Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH GILES UTILITY DISTRICT
serves 6,985 people · EPA ID TN0000649
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PES Energize
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

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