493 Vinta Mill Rd, Prospect, TN 38477 Property Records

Giles County property record for 493 Vinta Mill Rd, Prospect, TN 38477

Property Summary

Property Type	Rural Home
Details	2 ba · 1,953 sqft · built 1967
Lot Size	18.6 acres (810,216 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Oct 2017)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028142 02900`

Property Details

APN / Parcel Number

Primary APN	`028142 02900`
Alternative APN	`142 02900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,313 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	810,216 sqft (18.6 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	476 sqft
Porch	Slab
Porch Area	610 sqft
Utility Building	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	493 VINTA MILL RD
City	PROSPECT
State	TN
Zip	38477-6601
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09, COUNTY AREA: R01 1 ADDITIONAL MOBILE HOME
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1104
Census Tract	920800

Owner

493 Vinta Mill Rd, a rural home, is owned and occupied by two individuals who bought it in October 2017.

Source: Giles County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	493 VINTA MILL RD, PROSPECT, TN 38477-6601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage EMPLOYEE RSRCS CU
Oct 6, 2017	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Aug 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Jun 25, 2012 · Amount on File
Deed Document Number	2017113992
Deed Book / Page	373 / 521
Transfer Doc	D31261
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	493 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000119375
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	ALAN C BETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	493 VINTA MILL RD PROSPECT TN 384776601, PROSPECT, TN 38477-6601

Mortgage

Document Number	0000119375
Date	Nov 19, 2018
Book Page	000574/000587
Instrument	119375

Lender

Name	EMPLOYEE RSRCS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2038

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Oct 6, 2017
Property Address	493 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000113992
Book / Page	000373 / 000521
Instrument Date	Oct 5, 2017
Instrument	113992
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	493 VINTA MILL RD PROSPECT TN 384776601, PROSPECT, TN 38477-6601

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Aug 7, 2017
Property Address	493 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000113250
Book / Page	000372 / 000837
Instrument Date	Jul 31, 2017
Instrument	113250
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 VINTA MILL RD PROSPECT TN 384776601, PROSPECT, TN 38477-6601

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	May 24, 2017
Property Address	493 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000112349
Book / Page	000371 / 000899
Instrument Date	May 20, 2017
Instrument	112349
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 VINTA MILL RD PROSPECT TN 384776601, PROSPECT, TN 38477-6601

Tax Assessment & Valuation

The 2025 property tax bill for 493 Vinta Mill Rd was $1,030, up 16% from the year before.

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+15.99%) Additional exemption filed	$44,700 (-) Land $8,875 Building $35,825
2024	$888.00 (+52.32%) Additional exemption filed	$44,700 (+52.3%) Land $8,875 Building $35,825
2023	$583.00 Additional exemption filed	$29,350 (-) Land $8,875 Building $20,475
2022	$583.00	$29,350 Land $8,875 Building $20,475	$241,500 Land $98,200 Building $143,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 493 Vinta Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 Vinta Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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