6189 Sutter Loop W, Owensboro, KY 42303 Property Records

Daviess County property record for 6189 Sutter Loop W, Owensboro, KY 42303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,036 sqft · built 1983
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Jul 2018)
Tax Bill$554 (2025)
Deeds & MortgagesJul 2010 Mortgage
Flood ZoneZone X (minimal risk)
APN086A0004400000

Property Details

APN / Parcel Number

Primary APN086A0004400000
Alternative APNs
  • 086-A0-00-044-00-000
  • 2259979

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,036 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions125 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address6189 SUTTER LOOP W
CityOWENSBORO
StateKY
Zip42303-9749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6189 SUTTER LP W
Legal SubdivisionWRIGHT ACRES
Legal Lot Number44
JurisdictionDAVIESS KY
Township / Civil DivisionWHITESVILLE-PHILPOT
Census Block Group2
Census Block2002
Census Tract1402

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6189 SUTTER LOOP W, OWENSBORO, KY 42303-9749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Record UpdatedOct 29, 2026

July 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address6189 SUTTER LOOP W, OWENSBORO, KY 42303-9749
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001760/056
DateJul 12, 2010
Book Page1760/056
Instrument2010-01320532
Lender
NameUSDA
TypeGovernment Agency
Address00000
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJul 8, 2043

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,400 (+19.92%)$123,400 (+19.92%)
2025$554.00 Homeowner's exemption$102,900 (-) Land $20,000 Building $82,900$102,900 (-) Land $20,000 Building $82,900
2023$102,900$102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2018–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIESS CO WATER DISTRICT
serves 33,655 people · EPA ID KY0300387
Water SourcePurchased groundwater from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutter Loop W

Nearby Streets

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