6178 Sutter Loop W, Owensboro, KY 42303 Property Records

Daviess County property record for 6178 Sutter Loop W, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1980
Lot Size	0.24 acres (10,455 sqft)
Owner	Individual Name on Record
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Nov 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086A0002500000`

Property Details

APN / Parcel Number

Primary APN	`086A0002500000`
Alternative APNs	`086-A0-00-025-00-000` `2259193`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,455 sqft (0.24 acres)
Lot Dimensions	123 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6178 SUTTER LOOP W
City	OWENSBORO
State	KY
Zip	42303-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6178 SUTTER LP W
Legal Subdivision	WRIGHT ACRES
Legal Lot Number	25
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	2
Census Block	2001
Census Tract	1402

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6178 SUTTER LOOP W, OWENSBORO, KY 42303-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2006	Deed of Trust, Mortgage OLD NATIONAL BANK
Nov 8, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	6178 SUTTER LOOP W, OWENSBORO, KY 42303-9745
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001493/174
Date	Mar 21, 2006
Book Page	1493/174
Instrument	0004935

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Feb 15, 2016

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	Nov 8, 2007
Property Address	6178 SUTTER LOOP W, OWENSBORO, KY 42303-9745
Document Number	000840/822
Book / Page	0840 / 822
Map Reference	MB8 PG125
Instrument Date	Nov 6, 2007
Instrument	200700018829
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 TROTTERS RIDGE LN, KERNERSVILLE, NC 27284-6824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 SUTTER LOOP W, OWENSBORO, KY 42303-9745

Mortgage

Document Number	001609/354
Date	Nov 8, 2007
Book Page	1609/354
Instrument	2007-00018830

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 6, 2040

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,400 (+15.03%)	$119,400 (+15.03%)
2025	$1,069.00	$103,800 (-) Land $20,000 Building $83,800	$103,800 (-) Land $20,000 Building $83,800
2023		$103,800	$103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2018–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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