6181 Sutter Loop W, Owensboro, KY 42303 Property Records

Daviess County property record for 6181 Sutter Loop W, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,054 sqft · built 1980
Lot Size	0.228 acres (9,920 sqft)
Owner	Individual Name on Record
Last Sale	$77,900 (Nov 2018)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	May 2007 Sale & Mortgage Dec 2006 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086A0004300000`

Property Details

APN / Parcel Number

Primary APN	`086A0004300000`
Alternative APNs	`086-A0-00-043-00-000` `2249738`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,920 sqft (0.228 acres)
Lot Dimensions	124 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6181 SUTTER LOOP W
City	OWENSBORO
State	KY
Zip	42303-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6181 SUTTER LP W
Legal Subdivision	WRIGHT ACRES
Legal Lot Number	43
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	2
Census Block	2002
Census Tract	1402

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6181 SUTTER LOOP W, OWENSBORO, KY 42303-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2007	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE NETWORK INC
Dec 8, 2006	Deed, Transfer
Sep 21, 2006	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Record Updated	Oct 29, 2026

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	May 4, 2007
Property Address	6181 SUTTER LOOP W, OWENSBORO, KY 42303-9749
Document Number	000832/185
Book / Page	0832 / 185
Map Reference	MB8 PG125
Instrument Date	May 1, 2007
Instrument	200700007286
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6181 SUTTER LOOP W, OWENSBORO, KY 42303-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	356 N CHESTNUT GROVE RD, LEWISPORT, KY 42351-9606

Mortgage

Document Number	001572/903
Date	May 4, 2007
Book Page	1572/903
Instrument	2007-00007287

Lender

Name	AMERICAN MORTGAGE NETWORK INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

December 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Dec 8, 2006
Property Address	6181 SUTTER LOOP W, OWENSBORO, KY 42303-9749
Document Number	000825/864
Book / Page	0825 / 864
Map Reference	MB8 PG125
Instrument Date	Nov 29, 2006
Instrument	00020778
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5414 VISION DR, COLUMBUS, OH 43219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11315 STATE ROUTE 764, WHITESVILLE, KY 42378-9550
Investor	Possibly a Property Investor

September 2006: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	DAVIESS KY
Recording Date	Sep 21, 2006
Property Address	6181 SUTTER LOOP W, OWENSBORO, KY 42303-9749
Document Number	000822/702
Book / Page	0822 / 702
Map Reference	MB8 PG125
Instrument Date	Aug 22, 2006
Instrument	00016365
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,100 (+26.24%)	$125,100 (+26.24%)
2025	$1,021.00	$99,100 (-) Land $20,000 Building $79,100	$99,100 (-) Land $20,000 Building $79,100
2023		$99,100	$99,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2018–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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