61848 M 51, Niles, MI 49120 Property Records

Cass County property record for 61848 M 51, Niles, MI 49120 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 805 sqft · built 1975
Lot Size	9.59 acres (417,740 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2023)
Tax Bill	$4,146 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-110-031-507-50`

Property Details

APN / Parcel Number

Primary APN	`14-110-031-507-50`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	805 sqft Gross Area
1st Floor Area	805 sqft
Basement Area	805 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	417,740 sqft (9.59 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	61848 M 51
City	NILES
State	MI
Zip	49120-9130
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	507E COM CEN HWY M-51 2473.43 FT W & N 35 DEG 3O'E 969.69 FT FRM SE COR SEC TH N 89 DEG 58'3OW 147O.52 FT TO E BANK DOW RIVER
Legal Range	16W
Legal Township	06S
Legal Section	31
Legal Lot Number	2-4
Jurisdiction	CASS MI
Township / Civil Division	POKAGON
Census Block Group	1
Census Block	1022
Census Tract	2202

Owner

Source: Cass County records · APN 14-110-031-507-50

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	61848 M 51, NILES, MI 49120-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
May 30, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Oct 12, 2018	Intrafamily Transfer, Transfer · ARM UNITED FCU
Jul 13, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2023205599
Deed Book / Page	1236 / 371
Prior Transfer Date	Oct 04, 2018
Prior Transfer Doc	01146/0710
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 17, 2023
Property Address	61848 M 51, NILES, MI 49120-9130
Document Number	001236/371
Book / Page	1236 / 371
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61848 M 51, NILES, MI 49120-9130

Mortgage

Document Number	0012360373
Date	Aug 17, 2023
Instrument	1236-0373

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	61848 M 51, NILES, MI 49120-9130
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01123/2191
Date	May 30, 2017
Book Page	1123/2191

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 19, 2018
Property Address	61848 M 51, NILES, MI 49120-9130
Document Number	01149/0471
Book / Page	1149 / 0471
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,969.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61848 M 51, NILES, MI 49120-9130

Mortgage

Document Number	0001149344
Date	Dec 19, 2018
Instrument	1149/344

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Oct 12, 2018
Property Address	61848 M 51, NILES, MI 49120-9130
Document Number	01146/0710
Book / Page	1146 / 0710
Instrument Date	Oct 04, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61848 M 51, NILES, MI 49120-9130

Mortgage

Document Number	0001146642
Date	Oct 12, 2018
Instrument	1146/642

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 01, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jul 13, 2017
Property Address	61848 M 51, NILES, MI 49120-9130
Document Number	01125/1902
Book / Page	1125 / 1902
Instrument Date	Dec 13, 2013
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	61848 M 51, NILES, MI 49120-9130

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Pokagon Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,146.00 (+52.82%)		$319,400 (+20.26%) Land $62,200 Building $257,200
2023		$132,800	$265,600
2022	$2,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Midwest Energy Cooperative	Fiber	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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