620 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 620 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1977
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`549472A000`

Property Details

APN / Parcel Number

Primary APN	`549472A000`
Alternative APN	`3-0009-4987-00-0097.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,200 sqft
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	549472A000
Old Parcel Number	549472A000
Street Address	620 RIVERSIDE DR
City	SAINT CHARLES
State	MO
Zip	63304-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PINE WOODS LOT 97
Legal Range	04E
Legal Township	46N
Legal Subdivision	PINE WOODS
Legal Lot Number	97
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3016
Census Tract	311331

Owner

Source: St. Charles County records · APN 549472A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2025
Deed Sale	Sep 30, 2025
Prior Sale	Mar 06, 2006 · Amount on Record
Deed Document Number	2025R-043154
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2025
Property Address	620 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000043154
Map Reference	MB 16 PG 20
Instrument Date	Sep 25, 2025
Instrument	2025R-043154
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 TRIO DR, WENTZVILLE, MO 63385-2666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

Mortgage

Document Number	0000043155
Date	Sep 30, 2025
Instrument	2025R-043155

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00	$49,871 (+12.15%)	$262,479 (+12.15%) Land $60,000 Building $202,479
2023		$44,469
2022			$234,048 Land $60,000 Building $174,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

Based on FCC filings for 431 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.