Hardin County property record for 618 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1975 |
| Lot Size | 0.449 acres (19,558 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (May 2026) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-02-054 |
| Primary APN | 180-10-02-054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 19,558 sqft (0.449 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 180 sqft |
| Heating System | Central |
|---|
| Street Address | 618 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARD LT 14 #2 |
| Legal Subdivision | HEARD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
Source: Hardin County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 15, 2026 | Deed, Transfer DISTILLED TITLE |
| Mar 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage REBULIC BANK & TRUST COMPANY |
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Oct 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC B&T |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Book / Page | 1600 / 1580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 15, 2026 |
| Property Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Document Number | 1600001580 |
| Book / Page | 1600 / 1580 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | DISTILLED TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $22,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 26, 2021 |
| Property Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Document Number | 1508/576 |
| Book / Page | 1508 / 576 |
| Map Reference | MB 7 PG 58 |
| Instrument Date | Mar 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10200 EL COCO CT, 10200, LOUISVILLE, KY 40291-3531 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Document Number | 02370/1347 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2370/1347 |
| Name | REBULIC BANK & TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2302/19 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 2302/19 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 24, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 618 OAK DR, RADCLIFF, KY 40160-9645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2284/1042 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 2284/1042 |
| Instrument | 20190-00013363 |
| Name | REPUBLIC B&T |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,507.00 (+53.31%) | $158,800 (+23.1%) Land $18,000 Building $140,800 | $158,800 (+23.1%) Land $18,000 Building $140,800 |
| 2023 | $129,000 (-) Land $13,900 Building $115,100 | $129,000 (-) Land $13,900 Building $115,100 | |
| 2022 | $129,000 Land $13,900 Building $115,100 | $129,000 Land $13,900 Building $115,100 | |
| 2021 | $983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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