Hardin County property record for 720 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,328 sqft · built 1989 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (May 2012) |
| Tax Bill | $441 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-03-027.01 |
| Primary APN | 180-10-03-027.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,108 sqft (0.255 acres) |
| Patio Area | 192 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 720 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN OAKS LT 38A #1 |
| Legal Subdivision | TWIN OAKS |
| Legal Lot Number | 38A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 600 |
720 Oak Dr is owned and occupied by two individuals who bought it in May 2012.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 OAK DR, RADCLIFF, KY 40160-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on File |
| Deed Sale | May 29, 2012 · Amount on File |
| Deed Document Number | 0013641462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 720 OAK DR, RADCLIFF, KY 40160-9693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2275/923 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 2275/923 |
| Instrument | 20190-00009766 |
| Name | CECILIAN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2029 |
The 2025 property tax bill for 720 Oak Dr was $441.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $441.00 | $37,000 Land $18,000 Building $19,000 | $37,000 Land $18,000 Building $19,000 |
| 2023 | $24,400 Land $9,500 Building $14,900 | $24,400 Land $9,500 Building $14,900 | |
| 2021 | $301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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