583 Oak Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 583 Oak Dr, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,321 sqft · built 1977
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2014)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-10-02-023`

Property Details

APN / Parcel Number

Primary APN	`180-10-02-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,321 sqft Living Area

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,809 sqft (0.317 acres)
Garage Type	Attached
Garage Area	594 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	583 OAK DR
City	RADCLIFF
State	KY
Zip	40160-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARD LT 12 #2
Legal Subdivision	HEARD
Legal Lot Number	12
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

583 Oak Dr is owned and occupied by an individual who bought it in December 2014.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	583 OAK DR, RADCLIFF, KY 40160-9033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2014 · Amount on File
Deed Sale	Dec 10, 2014 · Amount on File
Deed Document Number	0001403603
Deed Book / Page	1403 / 603
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	583 OAK DR, RADCLIFF, KY 40160-9033
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 OAK DR, RADCLIFF, KY 40160-9033

Mortgage

Document Number	002421/908
Date	Jan 10, 2022
Book Page	2421/908

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 583 Oak Dr was $1,353.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00	$141,800 Land $18,000 Building $123,800	$141,800 Land $18,000 Building $123,800
2023		$96,200 (-) Land $11,500 Building $84,700	$96,200 (-) Land $11,500 Building $84,700
2022		$96,200 Land $11,500 Building $84,700	$96,200 Land $11,500 Building $84,700
2021	$940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 583 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000