618 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 618 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,054 sqft · built 1900
Lot Size	0.263 acres (11,439 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Aug 2023)
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1010-123-12-014.000`

Property Details

APN / Parcel Number

Primary APN	`1010-123-12-014.000`
Alternative APN	`600000303130`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	613 sqft
Flooring	Brick
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,439 sqft (0.263 acres)
Lot Dimensions	208 ft deep x 55 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	618 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWING ADD LOT 7636 W5FT & LOT 7637 & PT ALY
Legal Subdivision	SWING ADD
Legal Lot Number	7636
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2026
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 HOWARD ST, FINDLAY, OH 45840-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 7, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	20235446
Deed Book / Page	2605 / 850
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 16, 2023
Property Address	618 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	002605/850
Book / Page	2605 / 850
Instrument Date	Jul 28, 2023
Instrument	202300005446
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ASPEN LAND TITLE AGCY, ASPEN LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 HOWARD ST, FINDLAY, OH 45840-2530

Mortgage

Document Number	202300005447
Date	Aug 16, 2023
Instrument	202300005447

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	618 HOWARD ST, FINDLAY, OH 45840-2530
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02595/1233
Date	Jun 7, 2022
Book Page	2595/1233
Instrument	202200005391

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 7, 2021
Property Address	618 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	02577/2036
Book / Page	2577 / 2036
Instrument Date	Dec 31, 2020
Instrument	202100000231
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LYNSHIRE LN, FINDLAY, OH 45840-7119

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+10.26%)	$38,910 (+27.95%) Land $7,960 Building $30,950	$111,170 (+27.94%) Land $22,750 Building $88,420
2023	$1,082.00 (-2.17%) Homeowner's exemption	$30,410 (-) Land $6,220 Building $24,190
2022	$1,106.00	$30,410 Land $6,220 Building $24,190	$86,890 Land $17,770 Building $69,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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