606 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 606 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,491 sqft · built 1997
Lot Size	0.473 acres (20,591 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jan 2024)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-123-12-019.000`

Property Details

APN / Parcel Number

Primary APN	`1010-123-12-019.000`
Alternative APN	`600000303090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Flooring	Tile
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,591 sqft (0.473 acres)
Lot Dimensions	208 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	606 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWING ADD LOT 7631 & E40FT LOT 7632 & PT ALY
Legal Subdivision	SWING ADD
Legal Lot Number	7631
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2026
Census Tract	902

Owner

Source: Hancock County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8194 ASH RIDGE LN, FINDLAY, OH 45840-8030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2020	Warranty Deed, Transfer · Line of Credit THE PARK NATIONAL BANK
Jul 3, 2019	Warranty Deed, Transfer THE FIRST CITIZENS NATIONAL BANK
Feb 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	2024121
Deed Book / Page	2608 / 362
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	02513/2243
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 8, 2024
Property Address	606 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	002608/362
Book / Page	2608 / 362
Instrument Date	Jan 3, 2024
Instrument	202400000121
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	606 HOWARD ST, FINDLAY, OH 45840-2530

Mortgage

Document Number	202400000122
Date	Jan 8, 2024
Instrument	202400000122

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 12, 2020
Property Address	606 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	02566/1727
Book / Page	2566 / 1727
Instrument Date	Mar 6, 2020
Instrument	202000002128
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3491 WINDFALL RD, BLOOMVILLE, OH 44818-9364

Mortgage

Document Number	202000002129
Date	Mar 12, 2020
Instrument	202000002129

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 3, 2019
Property Address	606 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	02559/0717
Book / Page	2559 / 0717
Instrument Date	Jun 27, 2019
Instrument	201900005311
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15639 COUNTY ROAD 12, RAWSON, OH 45881-9652

Mortgage

Document Number	201900005312
Date	Jul 3, 2019
Instrument	201900005312

Lender

Name	THE FIRST CITIZENS NATIONAL BANK

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jun 27, 2039

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Feb 1, 2017
Property Address	606 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	02513/2243
Book / Page	2513 / 2243
Instrument Date	Aug 10, 2016
Instrument	201700001085
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 PHEASANT RUN LN, FINDLAY, OH 45840-7084

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+10.45%)	$82,000 (+28%) Land $14,330 Building $67,670	$234,280 (+27.99%) Land $40,930 Building $193,350
2024	$2,335.00 (+28.51%)	$64,060 (+28.69%) Land $11,190 Building $52,870
2023	$1,817.00 (+0.33%)	$49,780 (-) Land $11,190 Building $38,590
2022	$1,811.00	$49,780 Land $11,190 Building $38,590	$183,040 Land $31,980 Building $151,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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