626 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 626 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1900
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (May 2025)
Tax Bill	$756 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1010-123-12-012.000`

Property Details

APN / Parcel Number

Primary APN	`1010-123-12-012.000`
Alternative APN	`600000303170`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	618 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Terrain	High
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	244 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	626 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWING ADD LOT 7639 S125FT
Legal Subdivision	SWING ADD
Legal Lot Number	7639
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2026
Census Tract	902

Owner

626 Howard St is owned and occupied by an individual who bought it in May 2025.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8621 ROBERT FULTON DR, 150, COLUMBIA, MD 21046-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	20252881
Deed Book / Page	2618 / 3490
Record Updated	Sep 20, 2026

October 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HANCOCK OH
Recording Date	Oct 22, 2020
Property Address	626 HOWARD ST, FINDLAY, OH 45840-2530
Document Number	02574/3002
Book / Page	2574 / 3002
Instrument Date	Oct 2, 2020
Instrument	202000010777
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 WILSON ST, 401, FINDLAY, OH 45840-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 WESTMOOR RD, FINDLAY, OH 45840-2847

Mortgage

Date	Oct 22, 2020

Lender

Name	VERONICA SCHNEIDER
Type	Seller

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 626 Howard St was $756 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$756.00	$24,670 Land $5,780 Building $18,890	$70,490 Land $16,510 Building $53,980
2023	$729.00 (+0.41%)	$19,970 (-) Land $4,520 Building $15,450
2022	$726.00	$19,970 Land $4,520 Building $15,450	$57,030 Land $12,900 Building $44,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 626 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 626 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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