618 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 618 E 4th St, Spencerville, OH 45887 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1958
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (Apr 2005)
Tax Bill	$942 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-1209-02-001.000`

Property Details

APN / Parcel Number

Primary APN	`44-1209-02-001.000`
Alternative APN	`E1844120902001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	1,594 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Enclosed Frame Porch
Porch Area	264 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	618 E 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L E MILLERS SUBDIV NO 1 TL 6 RTS 04-04-12 FF 100.00
Legal Subdivision	MILLER
Legal Lot Number	6
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4003
Census Tract	10600

Owner

Source: Allen County records · APN 44-1209-02-001.000

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THREE RIVERS FCU
Apr 16, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 02, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 02, 2019	Affidavit of Death, Mortgage · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2005 · Amount on Record
Deed Sale	Apr 29, 2005 · Amount on Record
Prior Sale	Oct 25, 1994 · Amount on Record
Deed Document Number	20056758
Deed Book / Page	940 / 484
Last Transfer Date	Apr 16, 2024
Transfer Doc	0000003155
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12010013702
Date	Dec 01, 2022
Book Page	2022/13702
Instrument	202212010013702

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2032

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALLEN OH
Recording Date	Apr 16, 2024
Property Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281
Document Number	4160003155
Book / Page	2024 / 3155
Instrument Date	Apr 15, 2024
Instrument	202404160003155
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 02, 2019
Property Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281
Document Number	0000000034
Instrument Date	Jan 02, 2019
Instrument	34
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 E 4TH ST SPENCERVILLE OH 458871281, SPENCERVILLE, OH 45887-1281

January 2019: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ALLEN OH
Recording Date	Jan 02, 2019
Property Address	618 E 4TH ST, SPENCERVILLE, OH 45887-1281
Document Number	0000000033
Instrument Date	Dec 27, 2018
Instrument	33
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 E 4TH ST SPENCERVILLE OH 458871281, SPENCERVILLE, OH 45887-1281

Mortgage

Document Number	14477
Date	Jan 02, 2019
Instrument	14477

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (-5.52%)	$39,590 (-) Land $9,170 Building $30,420	$113,100 (-) Land $26,200 Building $86,900
2024	$997.00 (+24.94%) Homeowner's exemption	$39,590 (+23.22%) Land $9,170 Building $30,420	$113,100 (+23.2%) Land $26,200 Building $86,900
2023	$798.00 (-15.38%) Homeowner's exemption	$32,130 (-) Land $7,210 Building $24,920
2022	$943.00 Homeowner's exemption	$32,130 Land $7,210 Building $24,920
2021			$91,800 Land $20,600 Building $71,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030106004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (unlicensed)	400 / 40
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Benton Ridge Telephone Company, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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