611 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 611 E 4th St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,248 sqft · built 1947
Lot Size	0.529 acres (23,043 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Oct 2021)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-1208-05-003.000`

Property Details

APN / Parcel Number

Primary APN	`44-1208-05-003.000`
Alternative APN	`E1844120805003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	2,248 sqft
Basement Area	1,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,043 sqft (0.529 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	146 sqft
Deck Area	234 sqft
Patio Area	234 sqft
Canopy	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	611 E 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 100 X 230 RTS 04-04-12 FF 100.000
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3017
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 E 4TH ST, SPENCERVILLE, OH 45887-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Mar 16, 2011 · Amount on Record
Deed Document Number	202114540
Deed Book / Page	2021 / 14540
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 15, 2021
Property Address	611 E 4TH ST, SPENCERVILLE, OH 45887-1282
Document Number	10150014540
Book / Page	2021 / 14540
Instrument Date	Oct 15, 2021
Instrument	202110150014540
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E 4TH ST, SPENCERVILLE, OH 45887-1282

Mortgage

Document Number	10150014541
Date	Oct 15, 2021
Instrument	202110150014541

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	611 E 4TH ST, SPENCERVILLE, OH 45887-1282
Document Number	0000008560
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	611 E 4TH ST SPENCERVILLE OH 458871282, SPENCERVILLE, OH 45887-1282

Mortgage

Document Number	0000008560
Date	Jul 26, 2018
Instrument	8560

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 (-0.48%)	$69,440 (-) Land $11,480 Building $57,960	$198,400 (-) Land $32,800 Building $165,600
2024	$2,302.00 (+40.37%) Homeowner's exemption	$69,440 (+45.03%) Land $11,480 Building $57,960	$198,400 (+45.03%) Land $32,800 Building $165,600
2023	$1,640.00 (-9.49%) Homeowner's exemption	$47,880 (-) Land $7,910 Building $39,970
2022	$1,812.00 Homeowner's exemption	$47,880 Land $7,910 Building $39,970
2021			$136,800 Land $22,600 Building $114,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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