716 E 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 716 E 4th St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1957
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Apr 2022)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-1209-01-005.000`

Property Details

APN / Parcel Number

Primary APN	`44-1209-01-005.000`
Alternative APN	`E1944120901005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	768 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	164 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	716 E 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L E MILLERS SUBDIV NO 1 TL 11 RTS 04-04-12 FF 100.00
Legal Subdivision	MILLER
Legal Lot Number	11
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4002
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	716 E 4TH ST, SPENCERVILLE, OH 45887-1283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Aug 1, 1978 · Amount on Record
Deed Document Number	20224868
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0000004868
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 26, 2022
Property Address	716 E 4TH ST, SPENCERVILLE, OH 45887-1283
Document Number	4260004868
Book / Page	2022 / 4868
Map Reference	MB 7 PG 160
Instrument Date	Apr 25, 2022
Instrument	202204260004868
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E 4TH ST, SPENCERVILLE, OH 45887-1283

Mortgage

Document Number	4260004869
Date	Apr 26, 2022
Instrument	202204260004869

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,404.00 (-0.57%)	$42,420 (-) Land $9,310 Building $33,110	$121,200 (-) Land $26,600 Building $94,600
2024	$1,412.00 (+14.7%) Homeowner's exemption	$42,420 (+23.13%) Land $9,310 Building $33,110	$121,200 (+23.17%) Land $26,600 Building $94,600
2023	$1,231.00 (+23.35%) Homeowner's exemption	$34,450 (+1.86%) Land $7,320 Building $27,130
2022	$998.00 Homeowner's exemption	$33,820 Land $7,320 Building $26,500
2021			$98,400 Land $20,900 Building $77,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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