618 Carpenter St, Belvidere, IL 61008 Property Records

Boone County property record for 618 Carpenter St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1991
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2021)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-301-016`

Property Details

APN / Parcel Number

Primary APN	`05-26-301-016`
Alternative APN	`05-05-26-301-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	2,952 sqft
Basement Area	1,464 sqft
Unfinished Basement	1,464 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-301-016
Street Address	618 CARPENTER ST
City	BELVIDERE
State	IL
Zip	61008-3079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 CROSS MEADOW NO 1 LT 5 618 CARPENTER ST
Legal Subdivision	CROSS MDW 1
Legal Lot Number	5
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2019
Census Tract	10102

Owner

618 Carpenter St is owned and occupied by an individual who bought it in October 2021.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	618 CARPENTER ST, BELVIDERE, IL 61008-3079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
May 27, 2021	Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Dec 26, 2002
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Oct 13, 2021
Property Address	618 CARPENTER ST, BELVIDERE, IL 61008-3079
Document Number	2021R07315
Map Reference	DOC 90-4649
Instrument Date	Oct 8, 2021
Instrument	2021R07315
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 CARPENTER ST, BELVIDERE, IL 61008-3079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CARPENTER ST, BELVIDERE, IL 61008-3079

Mortgage

Document Number	2021R07316
Date	Oct 13, 2021
Instrument	2021R07316

Lender

Name	BLACKHAWK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	May 27, 2021
Property Address	618 CARPENTER ST, BELVIDERE, IL 61008-3079
Document Number	2021R03934
Map Reference	DOC 90-4649
Instrument Date	May 19, 2021
Instrument	2021R03934
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 CARPENTER ST, BELVIDERE, IL 61008-3079

Mortgage

Document Number	2021R03935
Date	May 27, 2021
Instrument	2021R03935

Lender

Name	BLACKHAWK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 618 Carpenter St was $4,439 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,439.00 Homeowner's exemption	$61,736 (+3.59%) Land $4,192 Building $57,544	$185,208 (+3.59%) Land $12,576 Building $172,632
2024		$59,594 Land $4,192 Building $55,402	$178,782 Land $12,576 Building $166,206
2022	$5,035.00	$49,580 Land $6,422 Building $43,158	$148,740 Land $19,266 Building $129,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 618 Carpenter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Carpenter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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