615 Carpenter St, Belvidere, IL 61008 Property Records

Boone County property record for 615 Carpenter St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,022 sqft · built 1991
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$371,250 (Sep 2024)
Tax Bill	$6,341 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-301-018`

Property Details

APN / Parcel Number

Primary APN	`05-26-301-018`
Alternative APN	`05-05-26-301-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	2,728 sqft
Basement Area	1,356 sqft
Finished Basement	650 sqft
Unfinished Basement	706 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	05-05-26-301-018
Street Address	615 CARPENTER ST
City	BELVIDERE
State	IL
Zip	61008-3080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 CROSS MEADOW NO 1 LOT 10 615 CARPENTER ST
Legal Subdivision	CROSS MDW 01
Legal Lot Number	10
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2019
Census Tract	10102

Owner

615 Carpenter St is owned and occupied by an individual who bought it in September 2024.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	615 CARPENTER ST, BELVIDERE, IL 61008-3080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Oct 28, 2019
Property Address	615 CARPENTER ST, BELVIDERE, IL 61008-3080
Document Number	2019R06449
Instrument Date	Oct 11, 2019
Instrument	2019R06449
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CARPENTER ST, BELVIDERE, IL 61008-3080
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R06450
Date	Oct 28, 2019
Instrument	2019R06450

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 615 Carpenter St was $6,341 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,341.00 Homeowner's exemption	$85,614 (+2.82%) Land $4,083 Building $81,531	$256,842 (+2.82%) Land $12,249 Building $244,593
2024		$83,268 Land $4,083 Building $79,185	$249,804 Land $12,249 Building $237,555
2022	$6,373.00	$68,072 Land $6,333 Building $61,739	$204,216 Land $18,999 Building $185,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 Carpenter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Carpenter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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