550 Carpenter St, Belvidere, IL 61008 Property Records

Boone County property record for 550 Carpenter St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 1992
Lot Size	0.248 acres (10,824 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (May 2016)
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-302-008`

Property Details

APN / Parcel Number

Primary APN	`05-26-302-008`
Alternative APN	`05-05-26-302-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	4,824 sqft
1st Floor Area	4,824 sqft
Basement Area	2,412 sqft
Unfinished Basement	2,412 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,824 sqft (0.248 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-302-008
Street Address	550 CARPENTER ST
City	BELVIDERE
State	IL
Zip	61008-3078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 HOMEDALE LOT 10 & N 16' LOT 11 BLK 6 & S 1/2 VAC SIDNEY AVE LYG N & ADJ
Legal Subdivision	HOMEDALE
Legal Block	S,6
Legal Lot Number	10-11
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2019
Census Tract	10102

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	550 CARPENTER ST, BELVIDERE, IL 61008-3078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Prior Sale	Oct 30, 1992 · Amount on Record
Deed Document Number	20162520
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	550 CARPENTER ST, BELVIDERE, IL 61008-3078
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05062
Date	Oct 1, 2018
Instrument	2018R05062

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	550 CARPENTER ST, BELVIDERE, IL 61008-3078
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05062
Date	Oct 1, 2018
Instrument	2018R05062

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	550 CARPENTER ST, BELVIDERE, IL 61008-3078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05062
Date	Oct 1, 2018
Instrument	2018R05062

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,669.00 (+16.26%) Homeowner's exemption Senior Citizen's exemption	$82,182 (+17.14%) Land $4,553 Building $77,629	$246,546 (+17.14%) Land $13,659 Building $232,887
2024		$70,157 (+20.78%) Land $4,553 Building $65,604	$210,471 (+20.78%) Land $13,659 Building $196,812
2022	$4,876.00	$58,087 Land $6,981 Building $51,106	$174,261 Land $20,943 Building $153,318

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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