6175 Downs Rd NW, Warren, OH 44481 Property Records

Trumbull County property record for 6175 Downs Rd NW, Warren, OH 44481

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,096 sqft · built 1915
Lot Size	2 acres (87,434 sqft)
Owner	2 Individuals on Record
Last Sale	$175,000 (May 2023)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-904366`

Property Details

APN / Parcel Number

Primary APN	`46-904366`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,096 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	424 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	87,434 sqft (2 acres)
Lot Width	246 ft Width
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6175 DOWNS RD NW
City	WARREN
State	OH
Zip	44481-9460
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	42 246.31F 2.0072A PER SURVEY DOWNS NORTH RD CHAMPION TWP
Jurisdiction	TRUMBULL OH
Township / Civil Division	CHAMPION
Census Block Group	3
Census Block	3011
Census Tract	930800

Owner

Source: Trumbull County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
May 22, 2024	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	20237300
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6175 DOWNS RD NW, WARREN, OH 44481-9460

Mortgage

Document Number	0000008126
Date	Apr 20, 2022
Instrument	202204200008126

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014394
Date	Sep 6, 2023
Instrument	202309060014394

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008461
Date	May 22, 2024
Instrument	202405220008461

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	15985 E HIGH ST, MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	May 10, 2023
Property Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Document Number	0000007300
Instrument Date	May 4, 2023
Instrument	202305100007300
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007301
Date	May 10, 2023
Instrument	202305100007301

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2026
Change Frequency	3 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	3-Year TN
Max Rate	11.1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jul 30, 2021
Property Address	6175 DOWNS RD NW, WARREN, OH 44481-9460
Document Number	0000017631
Instrument Date	Jan 19, 2021
Instrument	202107300017631
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE COMPANY/WARREN AGENCY INC, TITLE CO OF WARRER AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	175 DOWNS RD NW, WARREN, OH 44481

Mortgage

Document Number	0000017632
Date	Jul 30, 2021
Instrument	202107300017632

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Champion Township
Unified School District	Champion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00	$41,940 (-) Land $7,600 Building $34,340
2024	$2,250.00 (+3.73%)	$41,940 (-) Land $7,600 Building $34,340
2023	$2,169.00 (+19.05%)	$41,940 (+41.31%) Land $7,600 Building $34,340	$119,800 (+41.27%) Land $21,700 Building $98,100
2022	$1,822.00	$29,680 Land $7,070 Building $22,610
2020			$84,800 Land $20,200 Building $64,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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