6194 Downs Rd NW, Warren, OH 44481 Property Records

Trumbull County property record for 6194 Downs Rd NW, Warren, OH 44481

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1990
Lot Size	0.922 acres (40,141 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2023)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-901609`

Property Details

APN / Parcel Number

Primary APN	`46-901609`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	2,928 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	40,141 sqft (0.922 acres)
Lot Width	120 ft Width
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6194 DOWNS RD NW
City	WARREN
State	OH
Zip	44481-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41 120F .9215A PER SURVEY DOWNS NORTH RD CHAMPION TWP
Jurisdiction	TRUMBULL OH
Township / Civil Division	CHAMPION
Census Block Group	3
Census Block	3012
Census Tract	930800

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Dec 13, 2023	Intrafamily Transfer, Transfer
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit MIDDLEFIELD BANKING COMPANY
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Jan 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	20237297
Prior Transfer Date	Apr 12, 2023
Prior Transfer Doc	0000000004
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020636
Date	Nov 14, 2025
Instrument	202511140020636

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	15985 E HIGH ST, MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	May 10, 2023
Property Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Document Number	0000007297
Instrument Date	Apr 13, 2023
Instrument	202305100007297
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6194 DOWNS RD NW, WARREN, OH 44481-9460

Mortgage

Document Number	0000007298
Date	May 10, 2023
Instrument	202305100007298

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2026
Change Frequency	3 Years
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	3-Year TN
Max Rate	12.3%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRUMBULL OH
Recording Date	Dec 13, 2023
Property Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Document Number	0000020234
Instrument Date	Apr 12, 2023
Instrument	202312130020234
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6194 DOWNS RD NW, WARREN, OH 44481-9460

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021851
Date	Oct 28, 2022
Instrument	202210280021851

Lender

Name	MIDDLEFIELD BANKING COMPANY
Type	Non-Lending Institution
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Oct 14, 2021
Property Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Document Number	0000023895
Instrument Date	Oct 12, 2021
Instrument	202110140023895
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6194 DOWNS RD NW, WARREN, OH 44481-9460

Mortgage

Document Number	0000023896
Date	Oct 14, 2021
Instrument	202110140023896

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jan 18, 2019
Property Address	6194 DOWNS RD NW, WARREN, OH 44481-9460
Document Number	0000001020
Instrument Date	Jan 17, 2019
Instrument	1020
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 AIRPORT RD NW WARREN OH 444819485, WARREN, OH 44481-9485

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Champion Township
Unified School District	Champion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00	$66,790 (-) Land $4,590 Building $62,200
2024	$3,583.00 (+6.01%)	$66,790 (-) Land $4,590 Building $62,200
2023	$3,380.00 (+11.29%)	$66,790 (+32.15%) Land $4,590 Building $62,200	$190,800 (+32.13%) Land $13,100 Building $177,700
2022	$3,037.00	$50,540 Land $4,270 Building $46,270
2020			$144,400 Land $12,200 Building $132,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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