617 Graf Rd, Durango, IA 52039 Property Records

Dubuque County property record for 617 Graf Rd, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,346 sqft · built 1900
Lot Size	0.371 acres (16,150 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2021)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-180-011`

Property Details

APN / Parcel Number

Primary APN	`09-29-180-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	639 sqft
Upper Floors Area	479 sqft
Basement Area	639 sqft
Unfinished Basement	639 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,150 sqft (0.371 acres)
Lot Dimensions	190 ft deep x 85 ft wide

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	347 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	617 GRAF RD
City	DURANGO
State	IA
Zip	52039-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 7 GRAF ACRES SUB;
Legal Range	01E
Legal Township	89N
Legal Section	29
Legal Subdivision	GRAF ACRES SUB
Legal Lot Number	7
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4020
Census Tract	10201

Owner

617 Graf Rd is owned and occupied by an individual who bought it in February 2021.

Source: Dubuque County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	617 GRAF RD, DURANGO, IA 52039-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CREDIT UNION
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage DUBUQUE TEACHERS CU
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Deed Document Number	20212742
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	May 29, 2026
Property Address	617 GRAF RD, DURANGO, IA 52039-9636
Document Number	0000005680
Instrument Date	May 22, 2026
Instrument	20265680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 GRAF RD, DURANGO, IA 52039-9636

Mortgage

Document Number	0000005680,
Date	May 29, 2026
Instrument	20265680

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 18, 2021
Property Address	617 GRAF RD, DURANGO, IA 52039-9636
Document Number	0000002742
Instrument Date	Feb 12, 2021
Instrument	2021-00002742
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 GRAF RD, DURANGO, IA 52039-9636

Mortgage

Document Number	0000002743
Date	Feb 18, 2021
Instrument	2021-00002743

Lender

Name	DUBUQUE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 8, 2017
Property Address	617 GRAF RD, DURANGO, IA 52039-9636
Document Number	0000006797
Instrument Date	Jun 8, 2017
Instrument	2017-00006797
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	617 GRAF RD, DURANGO, IA 52039-9636

Mortgage

Document Number	0000006798
Date	Jun 8, 2017
Instrument	2017-00006798

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 617 Graf Rd was $1,276 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Graf City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 Homeowner's exemption	$140,600 Land $23,200 Building $117,400	$140,600 Land $23,200 Building $117,400
2024	$1,276.00
2023		$126,400 (+28.25%) Land $23,200 Building $103,200	$126,400 Land $23,200 Building $103,200
2022	$1,206.00 Homeowner's exemption	$98,560 Land $23,160 Building $75,400
2021			$98,560 Land $23,160 Building $75,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 Graf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Graf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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