575 Graf Rd, Durango, IA 52039 Property Records

Dubuque County property record for 575 Graf Rd, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,808 sqft · built 2021
Lot Size	0.466 acres (20,335 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Feb 2021)
Tax Bill	$2,646 (2024)
Deeds & Mortgages	Oct 2021 Construction Loan Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-180-008`

Property Details

APN / Parcel Number

Primary APN	`09-29-180-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	2,256 sqft
Upper Floors Area	448 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	20,335 sqft (0.466 acres)
Lot Dimensions	110 ft deep x 166 ft wide
Garage Type	Mixed
Garage Area	1,147 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	384 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	575 GRAF RD
City	DURANGO
State	IA
Zip	52039-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-1-6 & 7 GRAF STATION;
Legal Subdivision	GRAF STATION
Legal Lot Number	1-7 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4020
Census Tract	10201

Owner

575 Graf Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	575 GRAF RD, DURANGO, IA 52039-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Construction Mortgage MIDWESTONE BANK
Feb 11, 2021	Affidavit of Death of Joint Tenant, Transfer
Jun 3, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 20, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	0000212738
Prior Transfer Date	Feb 11, 2021
Prior Transfer Doc	2021-00002369
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	575 GRAF RD, DURANGO, IA 52039-9636
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 OXFORD ST, EAST DUBUQUE, IL 61025-1145

Mortgage

Document Number	0000017436
Date	Oct 20, 2021
Instrument	2021-00017436

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DUBUQUE IA
Recording Date	Feb 11, 2021
Property Address	575 GRAF RD, DURANGO, IA 52039-9636
Document Number	0000002369
Instrument Date	Feb 11, 2021
Instrument	2021-00002369
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 3, 2019
Property Address	575 GRAF RD, DURANGO, IA 52039-9636
Document Number	0000005570
Instrument Date	Jan 31, 2019
Instrument	5570
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$16.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16412 FIVE POINTS RD DURANGO IA 520399610, DURANGO, IA 52039-9610

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 20, 2018
Property Address	575 GRAF RD, DURANGO, IA 52039-9636
Document Number	0000009562
Instrument Date	Aug 15, 2018
Instrument	9562
Transaction Type	Transfer
Record Updated	Sep 17, 2018

Transaction

Amount	Amount on Record
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15104 THIELEN RD DURANGO IA 520399550, DURANGO, IA 52039-9550

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Graf City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,400 Land $31,900 Building $242,500	$274,400 Land $31,900 Building $242,500
2024	$2,646.00
2023		$250,300 (+150.3%) Land $31,900 Building $218,400	$250,300 Land $31,900 Building $218,400
2022	$1,346.00	$100,000 Land $31,870 Building $68,130
2021			$100,000 Land $31,870 Building $68,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Graf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Graf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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