12502 Graf Rd, Durango, IA 52039 Property Records

Dubuque County property record for 12502 Graf Rd, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,626 sqft · built 2001
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2010)
Tax Bill	$4,660 (2024)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-32-300-009`

Property Details

APN / Parcel Number

Primary APN	`09-32-300-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	322 sqft
Deck Area	150 sqft
Patio Area	1,154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	12502 GRAF RD
City	DURANGO
State	IA
Zip	52039-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 LAUREL VALLEY;
Legal Subdivision	LAUREL VALLEY
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3004
Census Tract	10201

Owner

12502 Graf Rd is owned and occupied by an individual who bought it in June 2010.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12502 GRAF RD, DURANGO, IA 52039-9578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2010 · Amount on File
Deed Sale	Jun 21, 2010 · Amount on File
Deed Document Number	0000108447
Deed Book / Page	10 / 8447
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12502 GRAF RD, DURANGO, IA 52039-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010630
Date	Aug 25, 2017
Instrument	2017-00010630

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12502 GRAF RD, DURANGO, IA 52039-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011681
Date	Aug 10, 2020
Instrument	2020-00011681

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12502 GRAF RD, DURANGO, IA 52039-9578
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020571
Date	Dec 23, 2020
Instrument	2020-00020571

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,300 Land $75,200 Building $423,100	$498,300 Land $75,200 Building $423,100
2024	$4,660.00
2023		$445,900 (+28.25%) Land $71,600 Building $374,300	$445,900 Land $71,600 Building $374,300
2022	$4,092.00 Homeowner's exemption	$347,690 Land $59,660 Building $288,030
2021			$347,690 Land $59,660 Building $288,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12502 Graf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12502 Graf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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