617 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 617 E Marion St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,776 sqft · built 1922
Lot Size	0.251 acres (10,962 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Aug 2018)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18704`

Property Details

APN / Parcel Number

Primary APN	`18704`
Alternative APNs	`1321068` `1346650` `1358130`

Interior

Stories	2 Stories
Building Area	1,776 sqft Finished Area
Upper Floors Area	816 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Lot Area	10,962 sqft (0.251 acres)
Lot Dimensions	174 ft deep x 63 ft wide
Porch	Slab
Porch Area	598 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1358130
Street Address	617 E MARION ST
City	SHELBY
State	NC
Zip	28150-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT E MARION ST
Legal Block	1
Legal Lot Number	E
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3033
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Marion-Belvedere Park Historic District listed 2002 · 123 contributing resources · NRIS 02001667

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

617 E Marion St is owned and occupied by an individual who acquired it in July 2023.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	617 E MARION ST, SHELBY, NC 28150-4617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 8, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 7, 2022	Intrafamily Transfer, Transfer
Aug 17, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2018200017041
Deed Book / Page	1774 / 708
Last Transfer Date	Jul 31, 2023
Transfer Doc	0019031476
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	617 E MARION ST, SHELBY, NC 28150-4617
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 E MARION ST, SHELBY, NC 28150-4617

Mortgage

Document Number	0019150759
Date	Feb 14, 2024
Book Page	1915/759
Instrument	200097087

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	470 Months
Due	Apr 1, 2063

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	617 E MARION ST, SHELBY, NC 28150-4617
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 E MARION ST, SHELBY, NC 28150-4617

Mortgage

Document Number	0018792095
Date	Aug 8, 2022
Book Page	1879/2095
Instrument	200076791

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2048

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	617 E MARION ST, SHELBY, NC 28150-4617
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 E MARION ST, SHELBY, NC 28150-4617

Mortgage

Document Number	0018970185
Date	Apr 26, 2023
Book Page	1897/185
Instrument	200086591

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2063

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Mar 7, 2022
Property Address	617 E MARION ST, SHELBY, NC 28150-4617
Document Number	0018662114
Book / Page	1866 / 2114
Instrument Date	Mar 7, 2022
Instrument	200069451
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 E MARION ST, SHELBY, NC 28150-4617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 E MARION ST, SHELBY, NC 28150-4617

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 17, 2018
Property Address	617 E MARION ST, SHELBY, NC 28150-4617
Document Number	0017740708
Book / Page	001774 / 000708
Instrument Date	Aug 17, 2018
Instrument	17041
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	617 E MARION SHEET SHELBY NC 28150, SHELBY, NC 28150

Mortgage

Document Number	17740711
Date	Aug 17, 2018
Book Page	001774/000711
Instrument	17042

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 617 E Marion St was $1,254, up 3.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00 (+3.64%)	$121,646 (-) Land $13,608 Building $108,038	$121,646 (-) Land $13,608 Building $108,038
2025	$1,210.00	$121,646 Land $13,608 Building $108,038	$121,646 Land $13,608 Building $108,038
2023		$50,699 (-) Land $11,907 Building $38,792	$50,699 (-) Land $11,907 Building $38,792
2022		$50,699 Land $11,907 Building $38,792	$50,699 Land $11,907 Building $38,792

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 617 E Marion St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 E Marion St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ripple Fiber, T-Mobile, Verizon.

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