609 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 609 E Marion St, Shelby, NC 28150

Property Summary

Property TypeSingle Family Home
Details2,878 sqft · built 1928
Lot Size0.468 acres (20,400 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Aug 2023)
Tax Bill$3,764 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17666

Property Details

APN / Parcel Number

Primary APN17666
Alternative APNs
  • 1320420
  • 1349907
  • 1358537

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,878 sqft Finished Area
Upper Floors Area573 sqft
Basement Area572 sqft
Finished Basement286 sqft
Unfinished Basement286 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Lot Area20,400 sqft (0.468 acres)
Lot Dimensions170 ft deep x 120 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area514 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1358537
Street Address609 E MARION ST
CitySHELBY
StateNC
Zip28150-4617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT W MARION ST
Legal Block8
Legal Lot NumberW
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3006
Census Tract951100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Warren Street Historic District
listed 2009 · 178 contributing resources · NRIS 09000331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

609 E Marion St is owned by two individuals who bought it in August 2023.

Source: Cleveland County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address609 W MARION ST, SHELBY, NC 28150-5039
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 19, 2022Warranty Deed, Transfer · Conventional Mortgage
BELCO COMMUNITY CU
Oct 19, 2020Deed of Trust, Mortgage · FHA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Jun 12, 2018Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2023 · Amount on File
Deed SaleAug 17, 2023 · Amount on File
Prior SaleAug 19, 2022 · Amount on File
Deed Document Number2023200090916
Prior Transfer DateMay 3, 2010
Prior Transfer Doc0015951524
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateAug 17, 2023
Property Address609 E MARION ST, SHELBY, NC 28150-4617
Document Number0019041977
Book / Page1904 / 1977
Instrument DateAug 7, 2023
Instrument200090916
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 S COCALICO RD, DENVER, PA 17517-9528

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 W MARION ST, SHELBY, NC 28150-5039

Mortgage

Document Number0019041980
DateAug 17, 2023
Instrument1904/1980
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateAug 19, 2022
Property Address609 E MARION ST, SHELBY, NC 28150-4617
Document Number0018801655
Book / Page1880 / 1655
Instrument DateAug 19, 2022
Instrument200077280
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$674.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 PLAZA DR # 1014, 129, FOREST CITY, NC 28043-3711

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 W MARION ST, SHELBY, NC 28150-5039

Mortgage

Document Number0018801658
DateAug 19, 2022
Instrument1880/1658
Lender
NameBELCO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2037

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address609 E MARION ST, SHELBY, NC 28150-4617
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 W MARION ST, SHELBY, NC 28150-5039

Mortgage

Document Number0018240682
DateOct 19, 2020
Book Page1824/682
Instrument200045641
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueJul 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJun 12, 2018
Property Address609 E MARION ST, SHELBY, NC 28150-4617
Document Number0017691402
Book / Page1769 / 1402
Instrument DateJun 8, 2018
Instrument200014587
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 FLINT HILL RD, 225, CHERRYVILLE, NC 28021-9500

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 W MARION ST, SHELBY, NC 28150-5039

Mortgage

Document Number200014588
DateJun 12, 2018
Instrument200014588
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 609 E Marion St was $3,764, up 0.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,764.00 (+0.83%)$375,204 (-) Land $34,980 Building $340,224$375,204 (-) Land $34,980 Building $340,224
2025$3,733.00$375,204 Land $34,980 Building $340,224$375,204 Land $34,980 Building $340,224
2023$143,755 Land $31,800 Building $111,955$143,755 Land $31,800 Building $111,955

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 609 E Marion St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 E Marion St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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