Cleveland County property record for 609 E Marion St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,878 sqft · built 1928 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Aug 2023) |
| Tax Bill | $3,764 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17666 |
| Primary APN | 17666 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,878 sqft Finished Area |
| Upper Floors Area | 573 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 286 sqft |
| Unfinished Basement | 286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 20,400 sqft (0.468 acres) |
| Lot Dimensions | 170 ft deep x 120 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 514 sqft |
| Deck Area | 312 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1358537 |
|---|---|
| Street Address | 609 E MARION ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-4617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT W MARION ST |
| Legal Block | 8 |
| Legal Lot Number | W |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 951100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Warren Street Historic District listed 2009 · 178 contributing resources · NRIS 09000331 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
609 E Marion St is owned by two individuals who bought it in August 2023.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 W MARION ST, SHELBY, NC 28150-5039 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage BELCO COMMUNITY CU |
| Oct 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Jun 12, 2018 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on File |
| Deed Sale | Aug 17, 2023 · Amount on File |
| Prior Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 2023200090916 |
| Prior Transfer Date | May 3, 2010 |
| Prior Transfer Doc | 0015951524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 17, 2023 |
| Property Address | 609 E MARION ST, SHELBY, NC 28150-4617 |
| Document Number | 0019041977 |
| Book / Page | 1904 / 1977 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 200090916 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 S COCALICO RD, DENVER, PA 17517-9528 |
| Name | Verified Name |
|---|---|
| Address | 609 W MARION ST, SHELBY, NC 28150-5039 |
| Document Number | 0019041980 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 1904/1980 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 19, 2022 |
| Property Address | 609 E MARION ST, SHELBY, NC 28150-4617 |
| Document Number | 0018801655 |
| Book / Page | 1880 / 1655 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 200077280 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 PLAZA DR # 1014, 129, FOREST CITY, NC 28043-3711 |
| Name | Verified Name |
|---|---|
| Address | 609 W MARION ST, SHELBY, NC 28150-5039 |
| Document Number | 0018801658 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 1880/1658 |
| Name | BELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 609 E MARION ST, SHELBY, NC 28150-4617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 609 W MARION ST, SHELBY, NC 28150-5039 |
| Document Number | 0018240682 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 1824/682 |
| Instrument | 200045641 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 12, 2018 |
| Property Address | 609 E MARION ST, SHELBY, NC 28150-4617 |
| Document Number | 0017691402 |
| Book / Page | 1769 / 1402 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 200014587 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 FLINT HILL RD, 225, CHERRYVILLE, NC 28021-9500 |
| Name | Verified Name |
|---|---|
| Address | 609 W MARION ST, SHELBY, NC 28150-5039 |
| Document Number | 200014588 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 200014588 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 609 E Marion St was $3,764, up 0.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,764.00 (+0.83%) | $375,204 (-) Land $34,980 Building $340,224 | $375,204 (-) Land $34,980 Building $340,224 |
| 2025 | $3,733.00 | $375,204 Land $34,980 Building $340,224 | $375,204 Land $34,980 Building $340,224 |
| 2023 | $143,755 Land $31,800 Building $111,955 | $143,755 Land $31,800 Building $111,955 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 609 E Marion St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 E Marion St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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