615 E Marion St, Shelby, NC 28150 Property Records

Cleveland County property record for 615 E Marion St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1930
Lot Size	0.194 acres (8,456 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jan 2022)
Tax Bill	$1,206 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22511`

Property Details

APN / Parcel Number

Primary APN	`22511`
Alternative APNs	`1331888` `1344939`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Finished Area
Attic	Attic
Attic Area	428 sqft
Basement Area	1,573 sqft
Finished Basement	503 sqft
Unfinished Basement	1,070 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Lot Area	8,456 sqft (0.194 acres)
Lot Dimensions	151 ft deep x 56 ft wide
Porch	Slab
Porch Area	876 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1344939
Street Address	615 E MARION ST
City	SHELBY
State	NC
Zip	28150-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT E MARION ST
Legal Block	1
Legal Lot Number	E
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3033
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Marion-Belvedere Park Historic District listed 2002 · 123 contributing resources · NRIS 02001667

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	615 E MARION ST, SHELBY, NC 28150-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	2022200067612
Deed Book / Page	1863 / 1915
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	615 E MARION ST, SHELBY, NC 28150-4617
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019142558
Date	Feb 7, 2024
Book Page	1914/2558
Instrument	200096882

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2054

Interest

Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 26, 2022
Property Address	615 E MARION ST, SHELBY, NC 28150-4617
Document Number	0018631915
Book / Page	1863 / 1915
Instrument Date	Jan 26, 2022
Instrument	200067612
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 NOLAN RD, 210, LAWNDALE, NC 28090-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 VANDENBURGH POINT RD, GLOVERSVILLE, NY 12078-6877

Mortgage

Document Number	0018631918
Date	Jan 26, 2022
Instrument	1863/1918

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 26, 2020
Property Address	615 E MARION ST, SHELBY, NC 28150-4617
Document Number	0018152459
Book / Page	1815 / 2459
Instrument Date	Jun 26, 2020
Instrument	200040885
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2663 CAMP CHRUCH RD, 2663, ASHEVILLE, NC 28814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E MARION ST, SHELBY, NC 28150-4617

Mortgage

Document Number	0018152461
Date	Jun 26, 2020
Instrument	1815/2461

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,206.00 (+3.88%)	$116,754 (-) Land $11,536 Building $105,218	$116,754 (-) Land $11,536 Building $105,218
2025	$1,161.00	$116,754 (+45.52%) Land $11,536 Building $105,218	$116,754 (+45.52%) Land $11,536 Building $105,218
2023		$80,235 Land $10,094 Building $70,141	$80,235 Land $10,094 Building $70,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ripple Fiber, T-Mobile, Verizon.

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