617 E Henry St, Charlotte, MI 48813 Property Records

Eaton County property record for 617 E Henry St, Charlotte, MI 48813

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,330 sqft · built 1910
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$111,000 (May 2006)
Tax Bill$2,337 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20004300013000

Property Details

APN / Parcel Number

Primary APN20004300013000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,330 sqft Living Area
1st Floor Area790 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions120 ft deep x 43 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address617 E HENRY ST
CityCHARLOTTE
StateMI
Zip48813-1662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN/A
Legal DescriptionW 43 FEET OF LOT 13. BRYAN'S ADDITION CITY OF CHARLOTTE
Legal SubdivisionBRYANS ADD
Legal Lot Number13
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group4
Census Block4005
Census Tract20901

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address617 E HENRY ST, CHARLOTTE, MI 48813-1662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Dec 6, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2006 · Amount on Record
Deed SaleMay 10, 2006 · Amount on Record
Prior SaleApr 10, 2006 · Amount on Record
Deed Book / Page2032 / 807
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address617 E HENRY ST, CHARLOTTE, MI 48813-1662
Transaction TypeMortgage
Record UpdatedMar 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 E HENRY ST, CHARLOTTE, MI 48813-1662

Mortgage

Document Number002991/418
DateMar 10, 2022
Book Page2991/418
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueNov 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address617 E HENRY ST, CHARLOTTE, MI 48813-1662
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 E HENRY ST, CHARLOTTE, MI 48813-1662

Mortgage

Document Number002972/980
DateDec 6, 2021
Book Page2972/980
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,200 (+12.22%)$126,687 (+9.02%) Land $25,699 Building $100,988
2025$2,337.00 (+14.9%)
2023$58,100$116,200
2022$2,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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