601 E Henry St, Charlotte, MI 48813 Property Records

Eaton County property record for 601 E Henry St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1876
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$71,760 (Nov 2010)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20004300010000`

Property Details

APN / Parcel Number

Primary APN	`20004300010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	800 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 E HENRY ST
City	CHARLOTTE
State	MI
Zip	48813-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 10. W 35 FEET OF LOT 11. BRYAN'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	BRYANS ADD
Legal Lot Number	10-11
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4005
Census Tract	20901

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 E HENRY ST, CHARLOTTE, MI 48813-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2024	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2010 · Amount on Record
Deed Sale	Nov 18, 2010 · Amount on Record
Prior Sale	Feb 22, 2007 · Amount on Record
Deed Book / Page	2311 / 374
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	601 E HENRY ST, CHARLOTTE, MI 48813-1662
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E HENRY ST, CHARLOTTE, MI 48813-1662

Mortgage

Document Number	003170/204
Date	Dec 18, 2025
Book Page	3170/204

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	601 E HENRY ST, CHARLOTTE, MI 48813-1662
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E HENRY ST, CHARLOTTE, MI 48813-1662

Mortgage

Document Number	003090/921
Date	May 8, 2024
Book Page	3090/921

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	216 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,700 (+12.45%)	$168,494 (+9.27%) Land $34,183 Building $134,311
2025	$2,821.00 (+15.05%)
2023		$77,100	$154,200
2022	$2,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on E Henry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures