Eaton County property record for 622 E Henry St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,249 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,365 (2025) |
| Deeds & Mortgages | May 2012 Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20001830002500 |
| Primary APN | 20001830002500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Basement Area | 759 sqft |
| Unfinished Basement | 759 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 622 E HENRY ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | COM. 30 FT. W & 33 FT. S OF NE COR. OF S 1/2 OF NE 1/4 OF SW 1/4, S 113 FT., W 60 FT., N 113 FT., E 60 FT. TO BEG. SEC. 18, T2N,R4W. CITY OF CHARLOTTE |
| Legal Range | 04W |
| Legal Township | 02N |
| Legal Section | 18 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20902 |
622 E Henry St is owner-occupied and held in a trust since February 2017.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 622 E HENRY ST, CHARLOTTE, MI 48813-1775 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2012 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| May 19, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2017 |
| Transfer Doc | 02679/1095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 622 E HENRY ST, CHARLOTTE, MI 48813-1775 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 02392/0914 |
|---|---|
| Date | May 16, 2012 |
| Book Page | 2392/0914 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | May 19, 2017 |
| Property Address | 622 E HENRY ST, CHARLOTTE, MI 48813-1775 |
| Document Number | 02679/1095 |
| Book / Page | 2679 / 1095 |
| Instrument Date | Feb 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 408 MERRITT ST, CHARLOTTE, MI 48813-1987 |
The 2025 property tax bill for 622 E Henry St was $2,365, up 3% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,700 (+3.83%) | $130,332 (-) Land $25,440 Building $104,892 | |
| 2025 | $2,365.00 (+2.96%) | $65,200 | $130,332 Land $25,440 Building $104,892 |
| 2024 | $2,297.00 | ||
| 2023 | $52,100 | $104,200 | |
| 2022 | $2,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 E Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 622 E Henry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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