616 Summit Dr, Paris, KY 40361 Property Records

Bourbon County property record for 616 Summit Dr, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,954 sqft
Owner	Individual on Record
Last Sale	$185,000 (Jun 2019)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-20-05-018.00`

Property Details

APN / Parcel Number

Primary APN	`026-20-05-018.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Lot Width	71.7 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	616 SUMMIT DR
City	PARIS
State	KY
Zip	40361-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 616 SUMMITT DR - L #120
Legal Subdivision	BEDFORD ACRES
Legal Lot Number	120
Legal Unit	3
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	1
Census Block	1037
Census Tract	30400

Owner

Source: Bourbon County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	616 SUMMIT DR, PARIS, KY 40361-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
May 5, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK
Jun 21, 2019	Deed, Transfer · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	782448
Deed Book / Page	311 / 081
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	616 SUMMIT DR, PARIS, KY 40361-1045
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000643/446
Date	Jul 17, 2019
Book Page	643/446
Instrument	782702

Lender

Name	KENTUCKY BANK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	616 SUMMIT DR, PARIS, KY 40361-1045
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000653/148
Date	Feb 21, 2020
Book Page	653/148
Instrument	786051

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	616 SUMMIT DR, PARIS, KY 40361-1045
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000657/285
Date	May 5, 2020
Book Page	657/285
Instrument	786941

Lender

Name	KENTUCKY BANK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Mar 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jun 21, 2019
Property Address	616 SUMMIT DR, PARIS, KY 40361-1045
Document Number	000311/081
Book / Page	311 / 081
Map Reference	MB 1 PG 37
Instrument Date	Jun 14, 2019
Instrument	782448
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2006 WYNDAMERE LN, PARIS, KY 40361-2152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	616 SUMMIT DR, PARIS, KY 40361-1045

Mortgage

Document Number	0000782459
Date	Jun 21, 2019
Instrument	782459

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (+2.03%)	$229,000 (+4.09%) Land $30,000 Building $199,000	$229,000 (+4.09%) Land $30,000 Building $199,000
2023	$1,925.00	$220,000 Land $20,000 Building $200,000	$220,000 Land $20,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1997–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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