614 Summit Dr, Paris, KY 40361 Property Records

Bourbon County property record for 614 Summit Dr, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Sep 2022)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-20-05-017.00`

Property Details

APN / Parcel Number

Primary APN	`026-20-05-017.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	13,068 sqft (0.3 acres)
Lot Width	75.7 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	614 SUMMIT DR
City	PARIS
State	KY
Zip	40361-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 614 SUMMITT DR - L #121
Legal Subdivision	BEDFORD ACRES
Legal Lot Number	121
Legal Unit	3
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	1
Census Block	1037
Census Tract	30400

Owner

Source: Bourbon County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 SUMMIT DR, PARIS, KY 40361-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 8, 2019	Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	2022797911
Deed Book / Page	323 / 226
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Sep 1, 2022
Property Address	614 SUMMIT DR, PARIS, KY 40361-1045
Document Number	000323/226
Book / Page	323 / 226
Map Reference	MB 1 PG 37
Instrument Date	Aug 29, 2022
Instrument	797911
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1241 WYNDHAM FOREST CIR, LEXINGTON, KY 40514-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	614 SUMMIT DR, PARIS, KY 40361-1045

Mortgage

Document Number	0000797912
Date	Sep 1, 2022
Instrument	797912

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jan 8, 2019
Property Address	614 SUMMIT DR, PARIS, KY 40361-1045
Document Number	000309/430
Book / Page	309 / 430
Map Reference	CAB A SL 37
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 HOBBS WAY, LEXINGTON, KY 40515-6295

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	614 SUMMIT DR, PARIS, KY 40361-1045
Investor	Possibly a Property Investor

Mortgage

Document Number	0000635602
Date	Jan 8, 2019
Instrument	635/602

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	000635/616
Date	Jan 8, 2019
Book Page	635/616

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (+5.05%)	$165,000 (+7.14%) Land $30,000 Building $135,000	$165,000 (+7.14%) Land $30,000 Building $135,000
2023	$1,347.00	$154,000 Land $20,000 Building $134,000	$154,000 Land $20,000 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1997–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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