613 Summit Dr, Paris, KY 40361 Property Records

Bourbon County property record for 613 Summit Dr, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,400 (Sep 2019)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-20-06-003.00`

Property Details

APN / Parcel Number

Primary APN	`026-20-06-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	10,890 sqft (0.25 acres)
Lot Width	75.7 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	613 SUMMIT DR
City	PARIS
State	KY
Zip	40361-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 613 SUMMITT DR - L #117
Legal Subdivision	BEDFORD ACRES
Legal Block	3
Legal Lot Number	117
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	1
Census Block	1035
Census Tract	30400

Owner

Source: Bourbon County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 SUMMIT DR, PARIS, KY 40361-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 13, 2019	Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	2019783370
Deed Book / Page	312 / 15
Prior Transfer Date	Mar 8, 2007
Prior Transfer Doc	000270/044
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	613 SUMMIT DR, PARIS, KY 40361-1044
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000613/431
Date	Jun 21, 2017
Book Page	613/431

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 14, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Sep 13, 2019
Property Address	613 SUMMIT DR, PARIS, KY 40361-1044
Document Number	000312/015
Book / Page	312 / 015
Map Reference	CAB A SL 37
Instrument Date	Sep 6, 2019
Instrument	783370
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 SOUTHLAND DR, PARIS, KY 40361-9131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	613 SUMMIT DR, PARIS, KY 40361-1044

Mortgage

Document Number	0000783375
Date	Sep 13, 2019
Instrument	783375

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (+12.73%)	$189,000 (+14.96%) Land $30,000 Building $159,000	$189,000 (+14.96%) Land $30,000 Building $159,000
2023	$1,438.00	$164,400 Land $20,000 Building $144,400	$164,400 Land $20,000 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1997–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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